it is not about values , it is about playing the odds
what I am saying is that the consensus/hope is this might be a short lived event for few months and the feds and government are throwing a lot of money to help accelerate the rebound
also there is a big price for getting rid of a car at this time which might be more than keeping the car and riding the storm
so if someone get rid of their car now and it cost them 10 k to do that as the current outlook is bleak, , and lets say their monthly payment is 1 k a month , so this is 10 month worth of payments
and this is where a good emergency fund allows people to have a choice of keeping the car and avoid massive loss because they have to make a quick sale
if the consensus is wrong and the world enters a depression , then all odds are off
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