Thread: Insurance Rates
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      02-03-2018, 05:42 AM   #711
Zero_Cool
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Drives: 18 M3 Imola 6spd
Join Date: Feb 2015
Location: Nashvegas

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Quote:
Originally Posted by aerostar View Post
Uh, what's your deductible, coverage, age, marital status?

Also, any points on your license or anyone who lives in the house?
Deductible: $1,000 (My CU gives me 1k towards a deductible in the event of a total loss)

Coverage: What every Germany requires...

Age: 29

Marital Status: Married

Previously, I was insured with TN Farmers Bureau and it was the cheapest I could find. I had my home and autos covered with them. Also, they charged me about $30 a month for full coverage on my new S1000RR. Major companies wanted $3-400 a month for the S1K ( I would laugh and hang up). The catch was they operated Mon-Fri so I couldn't call whenever. And if I needed a tow I had to pay up front then get reimbursed like a week later via check. My rates have easily doubled since moving to Germany. I pay through the nose with USAA and I guess it's for peace of mind? I have no accidents or speeding tickets on my record.
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