Quote:
Originally Posted by Jeffland
I figure if I don't get it now I'll never be able to afford it lol
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I'm not sure I follow your logic with that. Why will you ONLY be able to afford it now????
Sure, your incurred debt is low right now, but that doesn't necessarily equate to affordability. Think ahead though.....think of if you want to buy a home, get married, ect ect ect.
Many people, myself included, get a nicer car when they are young (mine wasn't a 70K sports saloon, however) and have little debt....but then life creeps up and you make changes to what's important.
I "graduated" to family sedans and SUV's......and now I *can* afford an M3 again.
Why, if you dont buy it now, will you no longer be able to get it later? Hopefully, with good planning, "later" you'll be in a much better financial position than you are now