Quote:
Originally Posted by Wah
All things being equal (except for the penis thing), it is less for women... but I would imagine it depends more on your driving record than anything else.
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Indeed, where is the Obamacare mandate against charging one gender more than the other for auto insurance, regardless of projected utilization!! In all seriousness, I reckon I'm as safe or safer than the actuaries assume and they build in a profit margin, so I only buy the legally required liability coverage. Even if you have a loan or lease, not clear to me why people buy more coverage than the minimum title holder requires. Maybe my math is off?