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10-19-2015, 09:02 AM | #23 | |
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200k Car loan is crazy man. Youre either sick rich or crazy or like most rich people i know, BOTH!!! Congrats on the new car!! PICS?!?!?!?!? |
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10-19-2015, 09:04 AM | #24 |
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I traded my F80 in today for a pile of rocking horse poo...looks like nutella...smells like thrice digested Indian food
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10-19-2015, 09:13 AM | #25 |
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Sorry, this just doesn't line up. Take a $17k hit, pay $25k over sticker, have a $200k car loan, and you and your wife are RN's? This sounds like an email I recently received from a Nigerian prince.
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10-19-2015, 09:34 AM | #26 |
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Wait, the Nigerian Prince sent you an email too? Crap. I'm in deep doo-doo!
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10-19-2015, 09:40 AM | #28 |
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Yeah definitely sounds whack. No offense intended to OP, but IMHO if you and your spouse are RN's you shouldn't have a $200k car loan given the average RN salary is around $55k/yr. Plus how can one manage that with the high cost of living in the Bay Area? Doesn't add up.
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10-19-2015, 10:22 AM | #29 |
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$17,000 hit + $25000 over list, a $42,000 hair cut. I know you don't need me to do the math but I had to see it in print. WOW!
In time, we all have short memories, you will forget and get use to the gt3 is my guess. Interesting news thought that the M3s are holding better resale. One factor I did consider when choosing the 3 or the 4, based on BMWs anticipated production estimates, thus more exclusive ergo more desirable. There's a yellow gt3 somewhere around my area, saw it last time I was at my Wegmans supermarket, it looked great, so enjoy it!
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10-19-2015, 10:33 AM | #30 |
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FORGET, he will be bank rupt before he pays it all off
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10-19-2015, 10:46 AM | #31 | |
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Just some house cleaning: "The average salary of a registered nurse working in San Francisco is $127,670. " Everything is $$$ in San Fran. Country wide the average is in the $60s (as of 2013 from what I read). Near 6 figures is achievable in most places if you've been at it awhile. I'm sure there are plenty of people in M3/4s that have incomes of <$100k too.. |
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10-19-2015, 10:55 AM | #32 | |
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10-19-2015, 10:58 AM | #33 | |
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Still crazy to be buying a brand new GT3 even on a $300k household salary unless there's substantial other income there. Anyway: In my younger years, I'd read car reviews about how amazing earlier M3s were or Subaru WRXs or other vehicles and then I'd drive/buy them and not feel the love. They weren't fun to putter around in day to day, while retaining alot of sacrifices. Then I realized that alot of those cars journalists LOVE on the track or backroad bombing actually are only really enjoyable in those environments. Hence I started searching for the "perfect" car. e39 m5 to start, but needed something lighter, more agile, with more power and modern reliability. F80
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10-19-2015, 10:59 AM | #34 | |
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10-19-2015, 12:01 PM | #35 |
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Congrats on the new car OP. As others have said, I think need to do a track day first before judging the car
If anything, your car has probably appreciated or held steady in price so it should be pretty easy to unwind the trade if you really wanted to |
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10-19-2015, 12:23 PM | #36 | |
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Taught this to my preschooler with a learning disorder.
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10-19-2015, 12:26 PM | #37 |
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Weird.... I am wondering why the Porsche Dealers are stating the M3 has a higher resale value then the M4... Can someone bring in an M3 to get appraised at the P dealerships?! They might say, "Oh since you have the M3.. it's resale value is less than the M4" LOL!!
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10-19-2015, 01:46 PM | #40 | |
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10-19-2015, 01:48 PM | #41 |
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Ha ok sure. Great joke.
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10-19-2015, 02:32 PM | #42 | |
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She then moved to NYC and started at $96k. My friends daughter in law just graduated nursing school and started work in College Station Texas, $80k annually. How the hell your wife makes $70k a year is unbelievable to me. I'm in the health care profession and I've never met a BSN who works in her field make that low especially with experience. Either she works one to days a week or chooses to work for a lesser salary for what ever reason. The thread is being derailed, but two nurses with no kids who manage their money well can easily afford the situation listed in this thread, although I don't think it's the wisest choice. But hey many people do weird things for their passion, no one here is entitled to judge but I guess you're entitled to an opinion. |
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10-19-2015, 02:57 PM | #43 |
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Nurses pay is dependent on the area's cost of living. Most nurses do alright in the pay department. Specialized nurses, CRNAs, are the ones that make really good money. Mostly in the upper 100's range easy, for area's with normal cost of living. In NYC an CRNA would make 250+.
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10-19-2015, 03:19 PM | #44 | |
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Why do people think its so hard to buy an expensive car? Theres so many factors I think it really depends on the rent/mortgage situation. At 300k lets say you clear 200k after taxes, thats 16,600 per month. 5k rent/mortgage 5k spending still leaves 6k for savings I think 1k can go towards a car. 3k savings per month is healthy depending on your goals. I guess if you're house rich, and cash poor you can afford a 8k mortgage, 5k spending per month. That leaves 3600. Depending on where you are and what you have already saved you can STILL afford a 1000 per month autoloan. |
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