What interest rates are people getting out there?

Kidscollege$ · 03-04-2015, 02:46 PM

What interest rates are people getting out there for purchase?

AutoTalent · 03-04-2015, 03:06 PM

I believe 1.9% on a 60 month finance. I remember reading somewhere .9% for 36 months but that may have been for the F10 M5 only.

afadeev · 03-04-2015, 04:45 PM

Quote:

Originally Posted by Kidscollege$

What interest rates are people getting out there for purchase?

Just re-fied with DCU at 1.49% for 65 months:
https://www.dcu.org/loans/auto-choices.html

The best I could find.

a

GOLFFRR · 03-04-2015, 04:54 PM

BMWFS

24-36 months .9%
37-60 months 1.9%

Kidscollege$ · 03-04-2015, 06:02 PM

Quote:

Originally Posted by GOLFFRR

BMWFS

24-36 months .9%
37-60 months 1.9%

On M4's?

48Laws · 03-04-2015, 07:10 PM

M3s. M4s are still 3.11%

black335i · 03-04-2015, 07:13 PM

Why does it say M4 1.9 on bmw website.

bdoooh · 03-04-2015, 07:41 PM

2.69 for 72 months

black335i · 03-04-2015, 07:48 PM

Quote:

Originally Posted by bdoooh

2.69 for 72 months

Where you get that

bdoooh · 03-04-2015, 07:49 PM

Quote:

Originally Posted by black335i

Quote:

Originally Posted by bdoooh

2.69 for 72 months

Where you get that

The dealership found it for me, it's through the dealer through fifth third.

Padfan9 · 03-04-2015, 07:49 PM

I got 3.12% and that was the best possible. I have financed through bmwfs two other times and had perfect payment history, great credit. 3.12% was best on M4 for 60 months. That was 11/2014.

byetter · 03-04-2015, 07:51 PM

Quote:

Originally Posted by Kidscollege$

On M4's?

Bought mine a month or so ago … 3.12% for 60 months.

Chadfugi · 03-04-2015, 07:57 PM

0% for 0 months. Best deal I could find

Aziego · 03-04-2015, 08:04 PM

You have to show the dealer that you have done research into rates, getting a pre-approval from even your bank is a plus. This will incenticize the dealer to find a lower rate. Otherwise the higher the rate they get you to agree on, the more money they can make.

This is from experience as I bought a car at the beginning of 2014 and the dealer told me the lowest rate they can get for me was close to 4%. Once I did some research and told them my bank can give me a 2% rate they promptly said they found a lower rate and eventually signed with 1.79%
Fast forward to December when I bought my M3, i went in with my bank's preapproval and the dealer found a 1.65% rate for me without the game.

Kidscollege$ · 03-04-2015, 08:17 PM

Looking on BMW they have 0.9% for 36 months. When I ordered in December they had 3.2%

48Laws · 03-04-2015, 08:27 PM

Quote:

Originally Posted by black335i

Why does it say M4 1.9 on bmw website.

They've must have updated it because it was 3.11% last night.

black335i · 03-04-2015, 08:29 PM

Quote:

Originally Posted by Kidscollege$

Looking on BMW they have 0.9% for 36 months. When I ordered in December they had 3.2%

So you have to pay 3.2?

Kidscollege$ · 03-04-2015, 08:31 PM

Quote:

Originally Posted by black335i

So you have to pay 3.2?

Have not taken delivery yet...we negotiated price, have not secured financing...

MaX PL · 03-04-2015, 08:50 PM

yeh i'm not sure where that 1.9% from bmwfs came from. i've seen it at nothing less than 3.1% for months.

edit: oh apparently they've finally updated that on their site. i just checked like three days ago and it was 3.1%

Kidscollege$ · 03-04-2015, 08:52 PM

Quote:

Originally Posted by MaX PL

yeh i'm not sure where that 1.9% fro bmwfs came from. i've seen it at nothing less than 3.1% for months.

http://m.bmwusa.com/#offerpage" rel="ugc" target="_blank">http://<a href="http://m.bmwusa.com/...#offerpage</a>

Well I think that link is a fail...anyway go to BMW special offers...

afadeev · 03-06-2015, 10:01 AM

Quote:

Originally Posted by MaX PL

yeh i'm not sure where that 1.9% from bmwfs came from. i've seen it at nothing less than 3.1% for months.

Current BMW FS rates for March'15:
http://www.bmwusa.com/standard/conte...ms/offers.aspx

0.90% APR financing for up to 36 months.
I don't see the rate for longer terms.

All BMW FS rates can be, and frequently are, marked up by your dealer (BMW FS "allow them to screw customer" policy). Do your homework to make sure they are not taking advantage of you.

BMW FS financing rates are ALWAYS higher than those you can find on your own. If you invest the time, you will find more attractive financing alternative on your own. You can always bring your own financing to the deal.

If you are leasing or doing ED, you may be stuck with BMW FS.
For ED, you can re-fi after the car comes back to the US.

a

apexit · 03-06-2015, 11:35 AM

1.64@60mo through the dealer using BoA

03-04-2015, 02:46 PM	#1
Kidscollege$ First Lieutenant 342 Rep 394 Posts Drives: 2015 MW M4 Join Date: Dec 2014 Location: NE iTrader: (0) Garage List 2016 Toyota [0.00] 2016 Lexus RX350 [0.00] 2015 BMW/M4 [0.00]	What interest rates are people getting out there? What interest rates are people getting out there for purchase?
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03-04-2015, 03:06 PM	#2
AutoTalent Lieutenant General 2308 Rep 12,654 Posts Drives: e92 M3 6mt \| e60 M5 6mt Join Date: Jul 2007 Location: Los Angeles iTrader: (11)	I believe 1.9% on a 60 month finance. I remember reading somewhere .9% for 36 months but that may have been for the F10 M5 only.
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03-04-2015, 04:54 PM	#4
GOLFFRR 10811 Rep 27,597 Posts Drives: GOLFFRR cart Join Date: Mar 2009 Location: we sell BMWs to "ALL" US states iTrader: (4)	BMWFS 24-36 months .9% 37-60 months 1.9% __________________ BEFORE YOU BUY YOUR NEXT BMW, EMAIL OUR GUY KOTE FIRST! Kote M Sales:Kotem@bmwofcamarillo.com Cell:805-368-9101 vipfinance@bmwofcamarillo.com for warranties!
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03-04-2015, 07:10 PM	#6
48Laws Banned 705 Rep 1,908 Posts Drives: '15 F80, '18 991.2 GTS Join Date: Nov 2010 Location: East Coast iTrader: (0)	M3s. M4s are still 3.11%
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03-04-2015, 07:13 PM	#7
black335i Captain 193 Rep 725 Posts Drives: M 4 Join Date: Mar 2008 Location: tx iTrader: (2)	Why does it say M4 1.9 on bmw website. __________________ 2008 335i- FBO 2015 M4-exterior mods, JB4 E 85 2008 Zo6- intake 2015 Honda Accord 2020 Range Rover Sport HST
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03-04-2015, 07:41 PM	#8
bdoooh Captain 112 Rep 969 Posts Drives: 2014 SSII M5 CP Join Date: Feb 2011 Location: Ohio iTrader: (2)	2.69 for 72 months
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03-04-2015, 07:49 PM	#11
Padfan9 Sergeant 805 Rep 2,507 Posts Drives: 2022 M8 Competition Coupe Join Date: Jun 2011 Location: San Diego iTrader: (2)	I got 3.12% and that was the best possible. I have financed through bmwfs two other times and had perfect payment history, great credit. 3.12% was best on M4 for 60 months. That was 11/2014. __________________ '22 F92 M8 Competition Coupe - Frozen Brilliant White \| 8 Speed DCT \| Sakhir Orange/Black Full Leather \| M Perf CF Exterior Package \| M Perf. CF Exhaust \| BBS FI-R 21" Wheels \|
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03-04-2015, 07:57 PM	#13
Chadfugi Second Lieutenant 169 Rep 279 Posts Drives: 2015 ///M4 MG, SO Fully Loaded Join Date: Aug 2014 Location: Utah iTrader: (0)	0% for 0 months. Best deal I could find __________________ Mr. Grey
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03-04-2015, 08:04 PM	#14
Aziego Second Lieutenant 74 Rep 287 Posts Drives: 2019 330, 2023 X5, 2023 i4 Join Date: Jan 2013 Location: NJ iTrader: (1)	You have to show the dealer that you have done research into rates, getting a pre-approval from even your bank is a plus. This will incenticize the dealer to find a lower rate. Otherwise the higher the rate they get you to agree on, the more money they can make. This is from experience as I bought a car at the beginning of 2014 and the dealer told me the lowest rate they can get for me was close to 4%. Once I did some research and told them my bank can give me a 2% rate they promptly said they found a lower rate and eventually signed with 1.79% Fast forward to December when I bought my M3, i went in with my bank's preapproval and the dealer found a 1.65% rate for me without the game.
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03-04-2015, 08:17 PM	#15
Kidscollege$ First Lieutenant 342 Rep 394 Posts Drives: 2015 MW M4 Join Date: Dec 2014 Location: NE iTrader: (0) Garage List 2016 Toyota [0.00] 2016 Lexus RX350 [0.00] 2015 BMW/M4 [0.00]	Looking on BMW they have 0.9% for 36 months. When I ordered in December they had 3.2%
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03-04-2015, 08:50 PM	#19
MaX PL Major 533 Rep 1,415 Posts Drives: M3 Join Date: Feb 2012 Location: NY iTrader: (0)	yeh i'm not sure where that 1.9% from bmwfs came from. i've seen it at nothing less than 3.1% for months. edit: oh apparently they've finally updated that on their site. i just checked like three days ago and it was 3.1% Last edited by MaX PL; 03-04-2015 at 09:18 PM..
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03-06-2015, 11:35 AM	#22
apexit Captain 214 Rep 981 Posts Drives: 15 SO M3 Join Date: Nov 2007 Location: northern nj iTrader: (-1)	1.64@60mo through the dealer using BoA
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