09-16-2016, 06:12 PM | #23 | |
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09-16-2016, 08:36 PM | #24 | |
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09-18-2016, 07:14 PM | #25 | |
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09-18-2016, 10:29 PM | #27 | |
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Ability to pay = you can send BMW their money each month Ability to afford = After you pay your student loans, credit cards, rent/mortgage, max your 401k and IRA, have 8-12 months cash in the bank, eat healthy/live healthy you can send BMW their money each month. |
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09-18-2016, 11:03 PM | #28 |
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Depending on what part of OC.
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09-18-2016, 11:45 PM | #29 |
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Not that I have to prove you anything but I'll still tell you how it happened. I agreed on a $500 over invoice deal in April when the residuals were the highest. My company also had a deal with BMW $1500 off and some money factor reduction. My CA at some point failed to lock the residual rate due to his own fault. When my car arrived at the end, not only he gave me the April's lease deal but also lowered the selling price to below invoice before applying my company's $1500 off deal. By the way, my car's MSRP was around $84K.
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09-19-2016, 12:08 AM | #30 | |
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The only way I can see you paying only $800 is for a 48 month lease or some money down.
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09-19-2016, 12:33 AM | #31 |
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I can't find a nice two bedroom apartment for less than 10k up here, that's a mansion in any area of OC.
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09-19-2016, 12:37 AM | #32 | ||
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09-19-2016, 12:44 AM | #33 |
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10K for a 2 bedroom? I thought Bay Area was expensive...
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09-19-2016, 07:56 AM | #34 | |
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My apologies mate, I forgot the specific #s but thank you for the clarification. From what I understand most YTers either work very very hard to get where they are or they just get lucky. A professional gamer stated in one of his blogs that he became pro just as Call Of Duty was becoming very popular and his channel just took off from there. Regardless some of these teens / young adults blow their money without any real savings toward what happens after their success is gone. I saw a 16 year old YTer that has a GTR. I don't understand how some parents allow their teens to make such reckless purchases with their money. I am not hating on them, I just don't see the need to buy high end performance cars on a "career stint." Being 16-28 and being YT famous can only last for so long, and soon enough that income will dry up. If I was them I would be investing the money for additional streams of income. In my opinion YT is now very saturated and distinguishing oneself is a hurdle within itself. |
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09-19-2016, 09:08 PM | #35 |
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Well ... my gay friends are pretty disappointed. there's still really nothing on this forum for them.
j/k - good Mr. Money Moustache thread
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Last edited by GrussGott; 09-19-2016 at 09:16 PM.. |
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09-20-2016, 01:44 AM | #36 | |
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BTW, great deal you got on your zcp M4 congrats
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09-20-2016, 01:46 AM | #37 |
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Looking back on the video, one of the factors that helped save money that I did not mention was the fact that I did not a have a gf for 75% of the time while saving up. Much harder saving money when you are in a relationship, specially in the early stage (speaking from my experiences)
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09-20-2016, 02:32 AM | #38 | |
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I'm really not going to be any help on this thread at all. but you knew that. |
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09-20-2016, 10:00 PM | #39 |
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I got my first E92 M3 at age 20 back in 2008. How'd I do it? My mother gave me a shit ton of money to put down up front thus making the monthly installment payments relatively cheap.
I AM NOT ASHAMED.
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09-20-2016, 10:16 PM | #40 | |
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09-21-2016, 12:49 AM | #41 | |
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I own real estate fwiw, but I just don't think you can really view real estate as a "solid" investment. Unless you get really lucky, or in it for the long haul, I just don't see how you come out ahead very often. Stick to SPY500 (The better advice is max out your tax advantage IRA allowance every year) |
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09-21-2016, 04:57 PM | #42 | |||
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I'd also consider incorporating if you make over $150k/yr and take advantage of split income, a SEP IRA, and added corporate tax benefits.
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09-22-2016, 10:33 PM | #43 | ||
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09-23-2016, 09:18 PM | #44 |
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Cheers, man. Got my first m4 in December of 2015 at 21. Enjoy in good health and keep killin it.
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