08-26-2017, 07:25 PM | #2663 | |
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08-26-2017, 08:28 PM | #2664 | ||
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Wife's Car: 2020 X4M Competition, Alpine White on Black Alcantara and Biege
Current Car: 2018 F80 M3CS, SMB, DCT, ZEC, MPE Recently Departed: 2020 F87 M2C, LBB, ZEC, 6MT (Euro Delivery Aug. 29, 2019, totaled by an idiot in a Camry who then ran from the scene) Wife's Prior Car: 2018 F80 M3, Yas Marina Blue, DCT, Black 19s, Carbon Structure Anthracite Cloth/Leather Combination, Driving Assistance Package (Euro Delivery Oct. 9, 2017) |
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08-27-2017, 01:28 PM | #2665 | |||
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09-02-2017, 09:55 AM | #2666 | |
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Also, the down payment perdition myth is an old and tired concept. If you understand finance/insurance you know this not to be true. |
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09-02-2017, 10:02 AM | #2667 | |
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Thank you. This is what I call understanding the financing portion of the car acquisition. Another one that always baffles me is when they ask me why I am financing the fees. It's exactly the same thing as financing a wheel or any other car in the package for that matter. |
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09-05-2017, 01:11 PM | #2668 | |
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There is no christian myth here - it is a very risky thing to do - period.
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WWM3956.50 firedown31913.00 |
09-05-2017, 05:32 PM | #2669 |
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2018 Models
september 36mo All 3 series including m Mf .00152 36mo 15k 55% 12k 57% 10k 58% Apr 3.31 incentives: N/A All 4 series including M Mf .00152 15k 54% 12k 56% 10k 57% Apr 3.31%
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09-11-2017, 12:10 AM | #2670 |
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It's no myth. Payments are payments, only one of them you have risk of losing. If a high monthly is the reason for any decisions in a lease, then you're looking at leases how the dealer wants you to so that they can take advantage of ignorance. Total out of pocket. Period.
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firedown31913.00 doug_9992538.50 |
09-16-2017, 12:26 PM | #2671 | |
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While I agree you are assuming a slightly larger risk in case your car gets totaled, the difference does not go from not risky to very risky. That is why I call it "perdition myth" and not "additional risk" myth. And frankly, if you are leasing an M4 and being out 4 or 5k for a car getting totaled messes up your finances... well, I consider you are leasing above your means (that's my opinion though, to each his own). |
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09-16-2017, 12:31 PM | #2672 | |
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If you know and understand the factors that go into calculating a lease well, your argument that the dealership can take advantage of your ignorance is absolutely not true. I have no trouble whatsoever negotiating with a capital cost reduction figure in place, it's the same thing as long as you understand how these numbers work out together throughout the full period of the lease. |
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09-16-2017, 01:10 PM | #2673 |
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09-16-2017, 03:09 PM | #2674 | ||
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09-16-2017, 03:17 PM | #2675 | ||
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2022 G82///M4 Competition X-Drive - KW-HAS, EBC Bluestuff, Millway Race Camber Plates, Cup2 Connect*, PSI High Flow Midpipe, Lightweight Front Lip, M Perf Flow Through Wing Previous • 2018 F80 ///M3 CS • 2016 F80 ///M3 IG: Raging_G82 |
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09-16-2017, 03:57 PM | #2676 | |
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"If you are putting down money to make your lease monthly affordable" Nope. Not my reason and that statement does not make any sense, it would not make it more affordable, it would just be moving money around to different time periods. I guess you'd be saving in interest charges, but the savings would be negligible. I believe I mentioned in my first comment of these series that I am considering doing it because my wife wants to have a monthly payment for two cars of $x or less a month, and I don't want to get into a deep discussion about it with her. So I'll do the same thing a salesman does, move the payments around "Maybe $800 if you are totally nuts" see, this is my point. You perceive this as an incredibly risky proposition, as if you would have to be crazy to do this. I just don't see as much of a risk there as you do, and I am willing to take a chance on it for the right reason. |
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09-21-2017, 06:47 PM | #2677 | |
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He also offered me rebate of 3.5K
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09-21-2017, 07:08 PM | #2678 |
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get the full breakdown of the deal and post it up in the pricing thread and we can all take a look
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phoenixbmwlife1911.50 |
09-25-2017, 11:22 PM | #2679 |
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M3 lease in South Florida
Several weeks ago I made the decision to finally go for an M3, what I didn't know is that it was so difficult to find a decent deal. I've seen so many good deals posted on this site, but it seems that for the 2018 model so far good deals are very hard to find.
For example, one of the best quotes I've gotten has been for a 79k MSRP (fully loaded with comp and exec package): 5k out of pocket and 1k/month for 36 months, 12k/year. Another dealer me quoted me a similar 79k MSRP (which they reduced to 76k): 6900 out of pocket and 1k/month. And these quotes are by far the best ones I've gotten (many others were in the 1200/month range). Every time I've asked about negotiation everyone has told me that they won't negotiate these prices because the demand is so high and there are so few of these cars. I was hoping to stay at 900/month with no more than 3k at signing. Is this possible? Am i just shopping on a bad time? Should I just later in the year and see if the deals get better? Any advice would be much appreciated. |
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09-26-2017, 07:09 AM | #2680 | |
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You might want to look into doing PCD, that way you can order from any dealer in the US. |
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09-26-2017, 09:44 AM | #2681 |
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I've used a couple of 'lease brokers' which have been inquiring about cars throughout the US. One of the quotes is from a leadership in NY. Seems like inventory is too low now and demand is high.
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10-01-2017, 06:57 PM | #2683 |
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Not until tomorrow morning
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Wife's Car: 2020 X4M Competition, Alpine White on Black Alcantara and Biege
Current Car: 2018 F80 M3CS, SMB, DCT, ZEC, MPE Recently Departed: 2020 F87 M2C, LBB, ZEC, 6MT (Euro Delivery Aug. 29, 2019, totaled by an idiot in a Camry who then ran from the scene) Wife's Prior Car: 2018 F80 M3, Yas Marina Blue, DCT, Black 19s, Carbon Structure Anthracite Cloth/Leather Combination, Driving Assistance Package (Euro Delivery Oct. 9, 2017) |
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10-11-2017, 09:41 AM | #2684 |
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