Is this a good lease deal or do you think the dealer can do better?

BMSe92 · 01-18-2017, 01:14 PM

2017 M4 - YAS / Black
MSRP: $79,800
Sale price: $72,400
MSD: $5600.00
Due at signing (including MSD): $10,339
Money factor: .00134

$779/month (36 months)

Should I pull the trigger on this or think they'll come down more?

smithf80 · 01-18-2017, 01:38 PM

You need to break it down more. Whats the cap cost reduction? Break down that 10k due at signing.

BMSe92 · 01-18-2017, 04:54 PM

Quote:

Originally Posted by smithf80

You need to break it down more. Whats the cap cost reduction? Break down that 10k due at signing.

Cap cost reduction? What is that exactly and how does it effect the cost?

Due at signing was:

5600 MSD
Taxes up front
First month payment
And the other standard dealer fees

smithf80 · 01-18-2017, 04:55 PM

Seems like a good deal to me.

Theeleventhreel · 01-18-2017, 05:02 PM

Sounds great. Honestly. Go for it.

jjrandorin · 01-18-2017, 09:09 PM

Is that money factor before, or AFTER your MSDs?

How much is tax in your state, and is tax in your state applied on the entire purchase price or monthly?

If you have 5600 in MSDs and "taxes and fees" then you have 4739 in "taxes and fees" Given you said "money factor" and not "interest rate" I am assuming you are leasing. A typical lease that has 1st month and fees (such as lease acquisition fee) up front is about 2200-2500 or so.

That leaves the rest as taxes.... If you have to pay taxes up front and not "as you go" like most states then thats ok.

As a side note, that .00134 MF is the base rate for tier 1, BEFORE MSDs. If you are expecting base rate for money factor, and then do MSDs, then you should be at .00085 after your MSDs.

That difference in Money factor could be around $50 a month, so I would check to see if the MF they quoted you is before or after your MSDs (basically what MF are you getting AFTER your MSDs).

Other than that, it looks good, IF you have to pay taxes up front, and IF the taxes are somewhere around 2200-2400

GOLFFRR · 01-19-2017, 05:54 AM

http://f80.bimmerpost.com/forums/sho....php?t=1279690

01-18-2017, 01:14 PM	#1
BMSe92 Lieutenant 60 Rep 587 Posts Drives: 2017 M4 Join Date: Apr 2009 Location: North Jersey iTrader: (4) Garage List 2017 M4 [0.00]	Is this a good lease deal or do you think the dealer can do better? 2017 M4 - YAS / Black MSRP: $79,800 Sale price: $72,400 MSD: $5600.00 Due at signing (including MSD): $10,339 Money factor: .00134 $779/month (36 months) Should I pull the trigger on this or think they'll come down more? __________________ 2017 M4 /// YMB-Blk /// 20” Rohana RFX10 /// 15% Tint /// M-performance Grills /// CF M-Performance Splitters /// CF M-Performance Trunk Spoiler /// CF M-Performance Front Lip /// RW Carbon Side Skirt Exts /// RW Carbon Rear Diffuser ///Color Match Reflectors /// Keyhole Delete /// Euro Shadowline Tails /// AA MidPipe ///
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01-18-2017, 01:38 PM	#2
smithf80 Major General 2806 Rep 5,316 Posts Drives: G80 M3 6MT Join Date: Mar 2014 Location: Long Island, NY iTrader: (1) Garage List 2022 G20 330i [9.00] 2018 F80 M3 [9.75]	You need to break it down more. Whats the cap cost reduction? Break down that 10k due at signing. __________________ Scott, Partner Insight Automotive Consulting Click HERE for all discounted BMW New Car Pricing Click HERE for all BMW In Stock Inventory Specials Call/Text: 516-416-5481 Email: scott@insightautoconsulting.com
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01-18-2017, 04:55 PM	#4
smithf80 Major General 2806 Rep 5,316 Posts Drives: G80 M3 6MT Join Date: Mar 2014 Location: Long Island, NY iTrader: (1) Garage List 2022 G20 330i [9.00] 2018 F80 M3 [9.75]	Seems like a good deal to me. __________________ Scott, Partner Insight Automotive Consulting Click HERE for all discounted BMW New Car Pricing Click HERE for all BMW In Stock Inventory Specials Call/Text: 516-416-5481 Email: scott@insightautoconsulting.com
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01-18-2017, 05:02 PM	#5
Theeleventhreel Enlisted Member 27 Rep 43 Posts Drives: Lexus Join Date: Aug 2016 Location: Greenville iTrader: (0)	Sounds great. Honestly. Go for it.
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01-18-2017, 09:09 PM	#6
jjrandorin Lieutenant 356 Rep 564 Posts Drives: 2016 435 & 2016 X5D Join Date: May 2013 Location: San Diego iTrader: (0)	Is that money factor before, or AFTER your MSDs? How much is tax in your state, and is tax in your state applied on the entire purchase price or monthly? If you have 5600 in MSDs and "taxes and fees" then you have 4739 in "taxes and fees" Given you said "money factor" and not "interest rate" I am assuming you are leasing. A typical lease that has 1st month and fees (such as lease acquisition fee) up front is about 2200-2500 or so. That leaves the rest as taxes.... If you have to pay taxes up front and not "as you go" like most states then thats ok. As a side note, that .00134 MF is the base rate for tier 1, BEFORE MSDs. If you are expecting base rate for money factor, and then do MSDs, then you should be at .00085 after your MSDs. That difference in Money factor could be around $50 a month, so I would check to see if the MF they quoted you is before or after your MSDs (basically what MF are you getting AFTER your MSDs). Other than that, it looks good, IF you have to pay taxes up front, and IF the taxes are somewhere around 2200-2400
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01-19-2017, 05:54 AM	#7
GOLFFRR 10803 Rep 27,595 Posts Drives: GOLFFRR cart Join Date: Mar 2009 Location: we sell BMWs to "ALL" US states iTrader: (4)	http://f80.bimmerpost.com/forums/sho....php?t=1279690 __________________ BEFORE YOU BUY YOUR NEXT BMW, EMAIL OUR GUY KOTE FIRST! Kote M Sales:Kotem@bmwofcamarillo.com Cell:805-368-9101 vipfinance@bmwofcamarillo.com for warranties!
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