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      12-06-2017, 04:43 PM   #683
espressoo
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These rates are useless without some basic and consistent data. Otherwise you're comparing apples to oranges.

Insurer: Allstate/Geico or etc
Multi-policy Discount: Yes/No (i.e., multiple cars & homeowner/renter)
Cost: $xxx (specify Monthly or Annually)
Coverage: $100K/$300K/$100K or etc
Deductibles: $500 collision/$100 comprehensive
Age Range: 20's, 30's, 40's or etc
Record: Spotless/Decent/Last Straw
State: CA/NY
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      12-06-2017, 06:02 PM   #684
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Quote:
Originally Posted by espressoo View Post
These rates are useless without some basic and consistent data. Otherwise you're comparing apples to oranges.

Insurer: Allstate/Geico or etc
Multi-policy Discount: Yes/No (i.e., multiple cars & homeowner/renter)
Cost: $xxx (specify Monthly or Annually)
Coverage: $100K/$300K/$100K or etc
Deductibles: $500 collision/$100 comprehensive
Age Range: 20's, 30's, 40's or etc
Record: Spotless/Decent/Last Straw
State: CA/NY
Just got one from Esurance

$915 every 6mo / home own
Single Car/ no bundle
100/300/100
Rental coverage
36 clean record cali

Just checked Ameriprise
Same coverages $835
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      12-08-2017, 12:41 AM   #685
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$550/6 months with $1 million Geico policy!
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      12-10-2017, 10:22 AM   #686
Prossx
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Quote:
Originally Posted by alex2364 View Post
$550/6 months with $1 million Geico policy!
I'm getting a significantly lower quote from Geico than Progressive, Liberty, etc. What's the catch? Anyone with Geico experience please chime in: good, bad, indifferent.
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      12-10-2017, 10:30 AM   #687
socal619
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Quote:
Originally Posted by Prossx View Post
I'm getting a significantly lower quote from Geico than Progressive, Liberty, etc. What's the catch? Anyone with Geico experience please chime in: good, bad, indifferent.
Was w/ AAA for 10 yrs ish... switched over to Geico to save extra $$ ... since my premium jumped for a claim on bent wheels from frwy, got into accident few months later while someone running a red light (not my fault) gieco is the worst ins ever... I switched back to AAA ..yea I paid a lil more, not worth the headache and the run arounds I got..
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      12-10-2017, 10:38 AM   #688
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Quote:
Originally Posted by Prossx View Post
I'm getting a significantly lower quote from Geico than Progressive, Liberty, etc. What's the catch? Anyone with Geico experience please chime in: good, bad, indifferent.
Some say Geico is really cheap when you need to make a claim and low ball body shop estimates. But I had a claim in my old car and always go to this high end body shop. They argued with Geico and said they canít fix it properly using Geicoís estimate. Geico ended up raising their estimate to within a few dollars of what the body shop wanted. You just need to find a good body shop that is willing to go to the mat for you with Geico.
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      12-10-2017, 11:43 AM   #689
shahrez
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I was quoted $200 less for an M4 than an M3, ironically the M4 had a higher MSRP of about $78xx whereas the M3 was $72xx both cars had drivers assistance, and the M4 had ZCP. I don't know why, but M4s are cheaper to insure for some reason... at least for me.
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      12-10-2017, 12:47 PM   #690
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was 1500 a year 1k deductible, no tickets for my 2015.


R8 is 3k a year 500 deductible
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      12-12-2017, 03:01 PM   #691
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Quote:
Originally Posted by shahrez View Post
I was quoted $200 less for an M4 than an M3, ironically the M4 had a higher MSRP of about $78xx whereas the M3 was $72xx both cars had drivers assistance, and the M4 had ZCP. I don't know why, but M4s are cheaper to insure for some reason... at least for me.
I would think because M3 has a much longer history therefore insurance companies can see what the typical accident rate for an M3 would be. Wait a few more years, I'm sure the difference will become negligible.
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