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      12-06-2019, 12:15 PM   #44
secretanchitman
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Drives: 2020 F82 M4 6MT
Join Date: Oct 2008
Location: Chicago, IL

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Quote:
Originally Posted by mardibob View Post
1st world problems 😂

Back when I was a broke student I wrecked a car and had to buy immediate replacement 4.99% later I paid the dealer finance tax. Never again!

BMW wanted 3.99%. They said it's the absolutely lowest rate. (They all lie). He left out a key detail that there is no lowest rate because everything is negotiable. I countered with my credit union rate and instant 1% from BMW. You can make more than 1% interest in boring high yield savings accounts.

So my car was free.... wait, what did you say... what is this depreciation....

oh 1st world problems.
I got 2.99% last month direct from BMW when I took delivery of my car. Credit unions around me weren't much lower but never hurts to look!
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