To be clear have you graduated recently or will be graduating soon because those are two different requirements.
Straight from the website:
http://www.bmwusa.com/Standard/Conte...teProgram.aspx
Eligibility Requirements:
-You've earned an undergraduate, graduate or associate's degree from an accredited college or university within the previous 24 months OR you are eligible to graduate within the next 6 months and have a verifiable offer of employment.
-You have at least 6 months of credit history with no major derogatory entries.
-You have a debt-to-income ratio of 20% or less.
-You can provide a copy of your diploma or your official transcript.
-Security deposit will be waived unless stipulated by credit.