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      04-06-2015, 01:27 PM   #122
(Sold) 2000 M Roadster, 2006 M Coupe, 2016 M3

Drives: '20 X3MC DG/SO '19 Volvo XC90
Join Date: Jul 2009
Location: Chicago suburbs

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Originally Posted by MatthewDavid View Post
OneRib or anyone else that knows...

Since BMW includes lease gap protection what happens to the MSDs if the car is a total loss (wreck or stolen & never found)?

It seems like you always get your MSDs back if you meet the conditions of the lease agreement and have no damage at turn in; is that correct?
I believe the MSD is a security deposit insuring that you make your monthly payments, that's it! So even if they try to ding you for $500 at lease turn-in, I don't think they withhold that from your MSD refund, I think its a different issue all together (could be wrong on this). They way I always understood it is that your 7 MSDs are really just like paying them 7 months in advance.