View Single Post
      04-06-2015, 06:37 PM   #130
MatthewDavid
Captain
117
Rep
727
Posts

Drives: 2015 F82 M4 BSM/CCBs
Join Date: Oct 2008
Location: San Francisco, CA

iTrader: (0)

Garage List
2015 F82 M4  [0.00]
2012 E92 M3 ZCP  [0.00]
2008 E92 M3  [4.50]
Wouldn't rolling it in also imply you're not paying the full amount, rather the residualized amount? If so, you're paying ~40 cents on the dollar (or a little more than that with tax).

Quote:
Originally Posted by Mako View Post
I noticed lots of people saying the only thing you should put down on a lease is the MSD and first payment, roll everything else in.

I think this might depend on what State you live in though, in Illinois for instance the new tax law taxes a lease on the down payment plus monthly payments. So I read this as "fees" like acquisition fee, doc fees, DMV fees are not a "deposit" so if paid up front there should be no tax on them (7% for me) but if I roll them into the lease, then I would be charged 7% tax on them! seems silly to roll something in and have to pay taxes because of that, other states might be different.