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      06-09-2015, 07:04 PM   #272
guarnibl
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Quote:
Originally Posted by Inprogress View Post
Thank you for providing such insight, I really appreciate it!

I did have 1 question, you say that MSDs are a problem if i try to swaplease, does the same difficulty arise if i want to sell my car back to the dealer? I know I can swap my lease, but i can also get out of my lease early if the dealer offers a decent value for my car that covers my remaining lease balance right? Would the MSDs get in my way of that option as well?
Another thing to consider is sometimes BMW does pull ahead programs. This means they'll make up to six payments for you if you get into a new BMW. Pretty cool, right? If this program is available at the last 6 months of your lease (or earlier if you order a car and it takes 6 weeks to arrive, more if ED), you can actually sometimes turn your 36 month lease deal into less than 30 months of payments for each car. Assuming it's available 8 months prior to my lease ending and will be around for another 2 months, I'm going to order a car for ED at the 8 month marker, and by the time I'm ready to sign my ED paperwork, I'm at the 6 month marker. This means I will have made a total of 26 payments on a 36 month lease, with a slightly elevated MF from ED, but that's been reduced through MSDs. It still turns out to roughly the same cost as a reduced MF 27 payments I think, perhaps slightly less from what I'm calculating. Either way -- optimum payment based on 36 month residuals, cash value of 27 payments until new car, and an almost-paid for Europe trip from the savings every ~2 years (depending on flights/hotels).
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2019 Jeep Wrangler | 2018 BMW 320i | 2016 Porsche Boxster Spyder | 2009 Jeep Wrangler
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