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Get it fixed. When it's time to sell/unload, it'll have a dinged CARFAX but Who cares? Fix it and drive the sheet out of it especially if you're going to track it. Btw...Same thing happened to our 2011 328i DD. T boned by a big F250 at a Starbucks, back rear quarter panel had very similar damage. I thought it was totaled. Ended up getting repaired and it's unbelievable what body shops can do and I'm fairly confident California has its share of good if not excellent body shops.
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