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Thanks man. I actually started this thread quite some time ago. Since then, everything has been fine. I've made several payments to Mr. Cooper now. Only annoying thing about them is they send me a shit load of e-mails soliciting me about getting a new loan or refinancing, lol.
Yeah more importantly, the terms are identical and have not changed. On top of all that, my credit score popped back up to where it was before this mess. THAT was one thing that really bothered me.
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