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I would eat the 3 payments. In the grand scheme of things, it’s really not that much money compared to the money you’re saving with the deal on the M3. I’ve been searching for a while and good deals are somewhat hard to be had on the M3s. If you like the equipment and the car really sings to you, get it. Life’s short.
I just bought an M4, while still having a lease on an X5 50i and I swear out of all the BMWs I ever owned or drove (about 9 total) the M4 takes it! Just an absolute blast to drive and I believe I obtained a great deal on the car.
For comparison, the one I purchased:
2017, 6,300 miles $53,000. No accidents, service records show everything done on-time to this point.
Mineral Gray
Sonoma Beige Extended Merino Leather
Double Clutch Transmission
Driver Assistance Plus
Executive Package
Lighting Package
Upgraded BMW 19” wheels
Carbon fiber trim
Apple Car Play
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