I have Farmers and have a $10k rider on a/m parts for the SS and $5k on the M4. Most major companies will write an additional equipment endorsement.
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2011 335is Black/Oyster. 1 of 46 without moonroof (total of all years): JB4 E50 tune, gone
2013 335i M Sport JB4: Estoril Blue gone
2018 M4 ZCP: current
2023 X3M Comp: current
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