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I would stick with the Civic, and whenever you get the itch borrow the 435i from your dad, and save for an M3.
Have you driven an M3? If not please do, maybe the 435i has more than enough power for you. Having an M3 loaded with the same features won't be cheap. Also, some actually prefer the exhaust note on the 435i (I like both but prefer the unique aggressiveness of the F8x M exhaust note)
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