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Why even bother with going with them in the first place. Just get pre approved at a credit union which will 100% have a better rate than the dealer.
Just bought my M3 at 3.49%. The wife's X5 at 2.9% last year. And my previous BMW was 1.9% 3.5 years ago. The only reason my rates were higher was because rates in general were higher.
If you have a good DTI ratio with a 750+ credit score there is no reason you shouldn't be getting the best rate available.
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