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Well, it is your money. I'm sure they'd try and get you for cost cap, that's what they would ideally want if they've got you leveraged in. You should be able to apply that towards whatever you want. Really, you could say that you don't want that $5000 to go towards anything and that you'd like a check.
Consider getting a carmax offer for shits and giggles. See what they'll offer. I've used it to my advantage to get more for my trade.
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2019 Ruby GT350 - Gen 5 Whipple on corn making 855RWHP.
Sold: 2018 F80 Part Deux /DCT /YMB /Full SS /CF Trim /ZCP /ZEC w/Black 666M
Sold: 2015 F80 /DCT /YMB /Full SS /CF Trim /ZEC /ZLP /HK /S&TVC- 18''///M
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