Is insurance really needed? How often are cars in front of you blowing a head gasket causing oil all over the track and causing you to spin out and hit a wall? How often are cars losing control into a corner and ramming into you? How often are you losing control and slapping a tire stack?
My neighbor who has a GT3 (worth 160k vs. mine at 65k today and dropping like a rock daily) swears by it but his car is worth more than mine.
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