Wouldn't rolling it in also imply you're not paying the full amount, rather the residualized amount? If so, you're paying ~40 cents on the dollar (or a little more than that with tax).
Quote:
Originally Posted by Mako
I noticed lots of people saying the only thing you should put down on a lease is the MSD and first payment, roll everything else in.
I think this might depend on what State you live in though, in Illinois for instance the new tax law taxes a lease on the down payment plus monthly payments. So I read this as "fees" like acquisition fee, doc fees, DMV fees are not a "deposit" so if paid up front there should be no tax on them (7% for me) but if I roll them into the lease, then I would be charged 7% tax on them! seems silly to roll something in and have to pay taxes because of that, other states might be different.
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