Quote:
Originally Posted by jpy1980
Quicker to go through your own insurance and then have his ins go through subrogation with the other party’s insurance to get paid and get the deductible back.
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Very much this. Though, I did have dash cam showing the accident so when I submitted to my insurance they waived the deductible pretty quickly thereafter. Its a crapshoot though on how long it takes to determine fault, whether the other party wants to answer their phone, or if they make up a completely different story that sides in their favor. For those reasons I got a dash-cam to help guarantee and expedite the process.