Thread: Insurance Rates
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      01-17-2018, 07:07 PM   #703
ando
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Drives: i5 eDr40, G80 and F80
Join Date: Jun 2008
Location: Chicago

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Garage List
2024 BMW i5 eDr40  [10.00]
2022 BMW M3  [7.50]
2015 BMW M3  [0.00]
Quote:
Originally Posted by shahrez View Post
I was quoted $200 less for an M4 than an M3, ironically the M4 had a higher MSRP of about $78xx whereas the M3 was $72xx both cars had drivers assistance, and the M4 had ZCP. I don't know why, but M4s are cheaper to insure for some reason... at least for me.
I saw on another car forum the reason why the M3 costs more to insure than the M4 is due to data from the IIHS where the M3 has a higher claim severity and overall loss than the M4. The IIHS highest overall losses are:

1-3 are Bentley
4 BMW i8
5 Maserati
6 BMW M6
7 Audi RS7
8 BMW M3
9 BMW M4
10 Maserati
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