Quote:
Originally Posted by MRCUR
You absolutely may do that. You don't have to do any cap cost reductions. Most of the time dealers suggest this because people are used to making a down payment.
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This is 100% accurate. Leasing and buying have different nuances. When you buy, it can make a lot of sense to put significant capital in a car. When you lease it makes no sense unless its an MSD.
A lease is all about paying for the amount of car you use. You have no capital in it.
MRCUR is right about dealers mostly using cap cost reduction because people are used to putting money down on a car. Also some have no interest in taking the time to explain MSDs because it exposes the money factor they may be trying to jack up. No one understands 0.0013 but everyone knows 3.12%.