Quote:
Originally Posted by CanAutM3
As far as being covered for track days and HPDE, the term "competitive events" is very specific. Track days and HPDEs are not considered competitive events.
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While we all understand that HPDEs and Track Days are not competitive events, almost all insurance companies and warranty programs consider that it you are on any form of race track, even if for a 'non-competitive event' such as an HPDE, they consider it to be competitive and will not honor insurance and/or warranty claims.
I have USAA, considered one of the best, if not the best, insurance company in the US, and they, like all other insurance companies make it more than clear that if you are on a track surface, you are not covered. This goes for most warranty programs, as well.