Quote:
Originally Posted by zx10guy
A discussion with your insurance company is definitely in order here. I would lean towards comprehensive as your car was not in motion at the time. You were not operating the vehicle. And therefore it was outside of your control.
I would get a police report filed too. This will bolster your case even more as your insurance company will probably ask if you've done this if they haven't done so already.
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Comprehensive may work in some states. Didn't work on my car in TX that fell 30' when the parking garage collapsed. Had to go through collision, even though it only hit the earth and I was 500+ feet away at the time.