[BMWM3Wannabe]

Without posting coverage limits with deductibles and year there really is no way to know what you are comparing. My coverage is 100/300/100 but I can't remember if my deductible is $500 or $1000. For a 2014 Raptor and a 2018 F82 ZCP I pay about $228/month. Great credit, 1 speeding ticket still on file (they drop after 3 years I've been told) but one claim when I backed my trailer into a buddies truck and caused about 3K in damage. Also the state you are in matters quite a bit too. I'm in Texas and I can say Louisiana is significantly more.