[thai357sig]

Married with multiple car discount and a homeowner policy included I was paying $1050 per year. I put 78K miles in four and didn't drive it for a year and two months due to a work injuryrresulting in back injury and sciatica. So I discontinued the policy for the M3 last year. My car now sits in the garage uninsured and unregistered. I may not be able to drive the 6MT E90 for at least another year. I am waiting for a second surgery; full spinal fusion with 1 year recovery. Also the low seat is impossible for me to get in and out of.

Oh, I am also married and just over 40 which probably helped with the low rate.