Are 3rd party warranties through dealerships worth it?

[Mb1290]

Hi, this is my first post so please forgive me if it’s in the wrong section.

So, I brought my first M car 10days ago from an independent dealer. F82 M4 competition, 2019 33k miles 2 owners. Full bmw service history, or so the I drive says. Very happy with the car. However, today I took it to main dealer as I wanted to discuss warranty options and servicing pack. They scanned the key and the bmw tech guy told me that in actual fact the car hadn’t been serviced at bmw, dispite it saying so on the idrive. Apparently it looked like it had been serviced at Halfords and had been coded in to look like it had full bmw service history. He said it may well of been a company car for someone at Halfords and had all the servicing carried out by them.

So I rang my dealer who sold me the car and explained the situation to them. They sounded genuinely surprised and rang back a few hours later after speaking to bmw and confirmed what I had said to be true.

Now because my car hasn’t had the run in service done by bmw the bmw tech said it would be very unlikely they would cover the car. However, the dealership has offered me 2 year’s fully comprehensive warranty as compensation.

I guess my question is, what would you do in my position, are 3rd part warranty’s worth it from dealers? I believe they use auto protect. The car is pretty flawless otherwise.

[G35POPPEDMYCHERRY]

bmws don't tell you where the service was done on the idrive. anyone can reset the CBS...if they scanned key and told you that service wasnt done at bmw then not that big of a deal if you trust the service records, which idk what you are looking at because the idrive doesnt tell you anything besides when it was last reset.


if the dealer is giving you a third party warranty for free for two years then take it.

again not to insult but looks like you have very little knowloedge of whats going on, and asking a blanket question on what a 3rd party warranty will cover without actually reading it yourself won't get you anywhere.

first get service records, if you cant then or and a
ppi. then read the extended warranty details and report back

but a free 2 year warranty is clutch

[Mb1290]

I’ll be honest I don’t know a great deal as this is my first bmw. However on the I drive under the service history all of the service intervals say they have been done by bmw, including the run in service. However the bmw service tech is saying that in actual fact none of the servicing has been done by bmw, and that most have been done by Halfords. Including the run in.

As for all the 3rd party warranty docs, I’m still waiting for them to send them over. I just wanted to know other people’s experiences of 3rd party warranty’s.

[sergbaja5t]

Yes!

[Yuille36]

An extended warranty is good for if you plan to keep the car past the initial factory warranty. But be aware that extended warranties do not cover everything. Take a transmission for instance, your warranty might cover clutch packs, but not the pump or gears for example. So, read the fine print.

[sergbaja5t]

Originally Posted by Yuille36

An extended warranty is good for if you plan to keep the car past the initial factory warranty. But be aware that extended warranties do not cover everything. Take a transmission for instance, your warranty might cover clutch packs, but not the pump or gears for example. So, read the fine print.

I had Fildelity extended, and i made sure they covered engine (full) when i signed up. Glad I did, was stranded 1k miles from home, and got a new engine out it.
Its always wise to read the fine print on any contract.

[TonyDC]

I bought a 2020 M4 in February and added a 5 year extended warranty to the purchase. I doubt I'll keep the car for 5 years but what's nice with this warranty is if I sell the car before the warranty expires I can cash out the remaining time.

[Highline-Autos.com]

Originally Posted by sergbaja5t

I had Fildelity extended, and i made sure they covered engine (full) when i signed up. Glad I did, was stranded 1k miles from home, and got a new engine out it.
Its always wise to read the fine print on any contract.

Congratulation on the warranty win, however not surprising when using a provider like Fidelity. We are a Fidelity extended warranty retailer and hear it all the time with our customers.

My information is below if anyone is interested in the same great coverage, I'll be able to provide pricing, coverage lengths, deductible options and an example contract that explains coverage.

Trenton O. Gibson
tgibson@highline-autos.com
Highline Autos
Direct: 602.909.9216
Office: 480.348.0777

[dsenechal]

aftermarket warranty companies turn profits every year. So in the aggregate people spend more on warranties they warranties pay out. maybe they make all their money selling warranties on toyota's, but for me aftermarket warranties are a no go

[Highline-Autos.com]

Originally Posted by dsenechal

aftermarket warranty companies turn profits every year. So in the aggregate people spend more on warranties they warranties pay out. maybe they make all their money selling warranties on toyota's, but for me aftermarket warranties are a no go

To each their own, no pressure here. Great cars in your signature by the way, what color is your STS?

[F80JUL]

I recently purchased an f80 m3 back in November. Was having an intermittent issue regarding the trans ever since. Took it to the dealer found out the car needed a new mechatronics unit. Dealer quoted me 11k for parts and labor.

I happened to have an extended warranty through fidelity. They took care of it, literally picked up my car yesterday after being at the shop for about a month.

[NSX2M4]

ICE T. would say yes, definitely worth it.

I do not think warranties OR Insurance policies are quote, "Worth what you pay"

[Highline-Autos.com]

Originally Posted by F80JUL

I recently purchased an f80 m3 back in November. Was having an intermittent issue regarding the trans ever since. Took it to the dealer found out the car needed a new mechatronics unit. Dealer quoted me 11k for parts and labor.

I happened to have an extended warranty through fidelity. They took care of it, literally picked up my car yesterday after being at the shop for about a month.

Excellent!

Trenton O. Gibson
tgibson@highline-autos.com
Highline Autos
Direct: 602.909.9216
Office: 480.348.0777

[Prakash]

Originally Posted by TonyDC

I bought a 2020 M4 in February and added a 5 year extended warranty to the purchase. I doubt I'll keep the car for 5 years but what's nice with this warranty is if I sell the car before the warranty expires I can cash out the remaining time.

Congratulations on getting your M car , was wondering can you please share about specifics on your car of how much the car is and mileage etc , I am planning to take M car from third party and I I’ll get Warrenty in BMW , any details related to that would help me as I am on market for M car