Car Accident PLus Lip Stolen

[longlasting]

I was hit by a red light runner! Car was towed to a body shop, my insurance company calls let me know car has been TOTALED. As we spoke I informed them of all mods etc. They sent me pictures of my car with parts that had been stolen off my car.

As of now M performance Carbon lip + splitters, center caps, and BMW manuals.
I am waiting for my pics and update for what else they had stolen.

Any Advice to how i should proceed in getting my stuff back??

Very sad news that I don't have a M3 anymore!!

[Ex_Stig]

Originally Posted by longlasting

I was hit by a red light runner! Car was towed to a body shop, my insurance company calls let me know car has been TOTALED. As we spoke I informed them of all mods etc. They sent me pictures of my car with parts that had been stolen off my car.

As of now M performance Carbon lip + splitters, center caps, and BMW manuals.
I am waiting for my pics and update for what else they had stolen.

Any Advice to how i should proceed in getting my stuff back??

Very sad news that I don't have a M3 anymore!!

Shouldn't the body shop be on the hook since they took possession of your car when it was towed there? I'd start with that and ask.

[M3Fahrer]

Like any M3/M4 owner, I'm sure you have multiple pictures of your car with the mods. Send the pics to your insurance agent (whether mods are covered or not) and to the body shop where it was towed. Not sure it will get you anywhere but it's worth trying at least

[RustySeatbelt]

Originally Posted by GNALUZU

Shouldn't the body shop be on the hook since they took possession of your car when it was towed there? I'd start with that and ask.

+1

Are they saying they are not going to include the value of the parts because they were not on the car when the adjuster came to look at it? If so, do you have pictures (or the police) that show those parts on the car before being towed? Ultimately start with the shop and escalate from there.

[NYBulldog]

Body shop went shopping...

[longlasting]

Originally Posted by RustySeatbelt

+1

Are they saying they are not going to include the value of the parts because they were not on the car when the adjuster came to look at it? If so, do you have pictures (or the police) that show those parts on the car before being towed? Ultimately start with the shop and escalate from there.

The insurance said all mods added will not be adjusted into price... only going to give price on what car came with when purchased.

I did provide them with pic of day I went to body shop to pick all my belongings from the car. And yes the parts that was was still on car !

Should I make a police report or allow insurance to handle this ?

[NYBulldog]

I wouldn't go with a police report. You need to bring this up to the shop and say "I don't know if someone took the parts off but they need to be put back or I'm not getting my money back on them" and see what happens. If they act like they know nothing then talk to the Insurance appraiser and tell them you suspect someone at the shop stole your parts.

[zamboni]

Which body shop in Bay Area? Need to post the name so other members can avoid this hop in future.

[Ex_Stig]

Originally Posted by longlasting

The insurance said all mods added will not be adjusted into price... only going to give price on what car came with when purchased.

I did provide them with pic of day I went to body shop to pick all my belongings from the car. And yes the parts that was was still on car !

Should I make a police report or allow insurance to handle this ?

Unfortunately, speaking from experience, the mods would need to have a claim filed under your homeowners policy and thus an additional deductible.


Hopefully the shop can shed some light on the mysterious disappearance.

[longlasting]

Originally Posted by GNALUZU

Unfortunately, speaking from experience, the mods would need to have a claim filed under your homeowners policy and thus an additional deductible.


Hopefully the shop can shed some light on the mysterious disappearance.

The owner of the business found the parts....

[Ex_Stig]

Originally Posted by longlasting

The owner of the business found the parts....

Which employee's trunk were they in? Lol

[IK6SPEED]

Originally Posted by longlasting

The insurance said all mods added will not be adjusted into price... only going to give price on what car came with when purchased.

I did provide them with pic of day I went to body shop to pick all my belongings from the car. And yes the parts that was was still on car !

Should I make a police report or allow insurance to handle this ?

Is this your insurance or the red light runner's insurance?

The red light running is responsible for everything they damaged.

Your insurance company isn't unless you paid extra for them and have them listed in the policy.

[Beemerm3]

What color is ur car? I need a center cap.

[Ex_Stig]

Originally Posted by IK6SPEED

Is this your insurance or the red light runner's insurance?

The red light running is responsible for everything they damaged.

Your insurance company isn't unless you paid extra for them and have them listed in the policy.

While the parts have been found, I do want to chime in.

The other drivers insurance would NOT be responsible for parts being stolen from the car. Insurance doesn't work that way.

[dallastide]

Originally Posted by GNALUZU

While the parts have been found, I do want to chime in.

The other drivers insurance would NOT be responsible for parts being stolen from the car. Insurance doesn't work that way.

He didn't say they would cover stolen parts. He said they would cover all parts that were damaged in the accident.

[IK6SPEED]

Originally Posted by GNALUZU

While the parts have been found, I do want to chime in.

The other drivers insurance would NOT be responsible for parts being stolen from the car. Insurance doesn't work that way.

I stated everything they damaged, not stolen.

And it was in response to the line The insurance said all mods added will not be adjusted into price... only going to give price on what car came with when purchased.

If an at fault driver hits you and destroys a 65" TV that was in it, they ARE responsible for that....as well as aftermarket parts on a car.

[longlasting]

Originally Posted by M3classic

What color is ur car? I need a center cap.

funny you said that... that is one of the things the shop stole..

I didnt know people needed them like that

[Carb0n M]

Originally Posted by longlasting

funny you said that... that is one of the things the shop stole..

I didnt know people needed them like that

To a thief, there is opportunity cost to not stealing these items. They are easy and they can flip them for $$$$$$. Very sad, but I'm glad they were returned to you (although I would check very very carefully for removal damage).

[Hrmm]

I still think you should out the name of the shop, so others can avoid. If they've done this before, they will definitely do it again. F those guys...

[bioman]

+1, I want to avoid this shop if in the bay area.

[White340]

Originally Posted by IK6SPEED

I stated everything they damaged, not stolen.

And it was in response to the line The insurance said all mods added will not be adjusted into price... only going to give price on what car came with when purchased.

If an at fault driver hits you and destroys a 65" TV that was in it, they ARE responsible for that....as well as aftermarket parts on a car.

Correct. I was told my m performance parts won't be covered by the dealer but since I was not the at fault party, insurance paid it under his policy. I just had to submit receipts of the parts that were on the car which you could clearly see. If I lived in a no fault state or was at fault, then I would be out of luck.