02-28-2020, 11:06 AM | #24 |
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So many judgmental people here, giving finance advices here not to buy this and that
Let him get whatever he wants, everyone has different preferences in their lives. Hate people being smartass giving advices on totally different subject than what OP originally asked for Yea try dealer; if dealer is desperate to sell you a car, they will make some possible |
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02-28-2020, 11:29 AM | #25 | |
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Most here were giving sound advise which is, based on what the OP shared, he is not in a financial position to commit to an expensive vehicle. But he should prob listen to you and buy the car anyway without regard for his financial well being or future. YOLO right? |
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02-28-2020, 11:35 AM | #26 | |||
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02-28-2020, 12:30 PM | #27 | |
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However, as you get older and/or your income continues to increase, if you get into the 5% or less bracket, you have more disposable income and you can afford to spend more on a car, or other luxury items. Another factor to consider is that purchasing a house is almost always a better investment than purchasing a car.
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10-25-2021, 10:08 PM | #28 |
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Have you tried a credit union? I'm 20 so my short credit history got me shut down though I can buy the car cash. Wound up using a local credit union got a 2.7% rate as well. If not dealers usually have one prefer bank they help people get approved with a lot are using Ally or Capital One
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03-03-2022, 10:09 AM | #30 |
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So many pessimistic individuals here, advising him not to buy this or that. Let him obtain anything he wants; everyone has varied tastes in their lives. Yes, try the dealer or Paydaysay.com service; if the dealer is keen to sell you a car, they will do anything they can to help you.
Last edited by jenniferdehner; 03-23-2022 at 08:35 AM.. |
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03-03-2022, 05:38 PM | #31 | |
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03-04-2022, 01:30 PM | #32 |
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There is no way we in hell I’d buy an expensive used car right now as prices are idiotic, and there’s surely no way in hell I’d pay more than 1.9% interest anywhere.
They don’t pay us, don’t pay them. New and 1.9% or less or nothing. |
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03-05-2022, 01:54 AM | #33 | |
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its next to impossible to find 1.9%, so I would not go just on that. If you have a sizeable downpayment in another year or two, then better and prices will come down. I would just wait for some months or a year then buy the car. You will be looking at $1000 a month for 5 years , thats a heck of a commitment. |
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05-24-2022, 09:21 AM | #34 | |
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05-25-2022, 12:08 PM | #35 |
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Y'all are arguing on a thread that's almost two years old; I'm pretty sure these people have moved on with their lives lol.
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10-19-2022, 09:29 AM | #36 |
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DSC, you say? Never heard of it
https://youtube.com/@tractioncontroldelete |
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10-19-2022, 09:41 AM | #37 |
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i never put money down and get the lowest rates. i roll taxes and anything possible into the loan if i can beat it investing. if these things sound foreign to you....you can't afford it.
then again we live in america....so half the people in this forum are in debt. no judgement, do you man |
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10-19-2022, 04:06 PM | #38 | |
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10-21-2022, 07:59 AM | #39 | |
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10-21-2022, 04:42 PM | #40 |
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I have a friend who took out a 10k loan to short the stock market back in January with my recommendation on SPX puts. 10k turned into 700k. Had another friend that took out 5k to put into NFLX puts and it made him 460k overnight. Would either of these loans put them in a financial coffin for years to come? Most likely not.
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10-24-2022, 09:09 AM | #41 | |
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03-26-2023, 04:52 AM | #42 | |
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04-22-2023, 03:52 PM | #43 | |
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