Annual Track Insurance

[RugbyBro]

Anyone have any experience with annual track insurance policies? So far I see them offered by OpenTrack and OnTrack. I can easily see myself doing 10+ events next season so it might end up being worth it. For context, I have a quote from OpenTrack for $4k and currently I pay $425 +- $25 for single events. Would love to hear thoughts!

[SYT_Shadow]

I get the 6 pack to start with Ontrackinsurance that gives a 15% discount if I remember correctly.

I need to do more than ten events for the annual policy to break even. To save a single dollar, I need to do eleven or more events.

Do the math and don't forget the risk of prepaying an insurance for a year where all kinds of things can happen that don't let you do 10+ events...

[RugbyBro]

Originally Posted by SYT_Shadow

I get the 6 pack to start with Ontrackinsurance that gives a 15% discount if I remember correctly.

I need to do more than ten events for the annual policy to break even. To save a single dollar, I need to do eleven or more events.

Do the math and don't forget the risk of prepaying an insurance for a year where all kinds of things can happen that don't let you do 10+ events...

Yeah that's kind of what I was thinking of as an alternative. I've got 2 certain and 1 other possible event(s) coming up in the next 1.5 months, so I think I'll give OnTrack a try. Been using OpenTrack historically.

[Suds]

I signed a one year policy with opentrack last month, decided it was time to push harder.
I have been driving about 30 days a year on the track, almost always without insurance.

The liability for track damage looked appealing considering COTA will charge you out the ass for repairs.

[NYG]

While I'm waiting to be able to get insured with ontrack again, I opened an annual policy with Open Track. Saves me a ton of money - I'm over 1k per track day for insurance. Annual is like 6k unlimited.