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      03-05-2021, 06:02 PM   #1
mikesM444
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Ultimate Care Worth it for Lease Buyout

Hi All,

My 2018 M4 lease is coming to an end in the next few months. My car only has 12k miles on it. I'll be purchasing the vehicle and I'm considering getting a maintenance plan while I still can. Dealer is giving me the following offers:

Scheduled Maintenance (+2 years, 75K miles): $2000
Full Maintenance (+1, 50k): $3100
Full Maintenance (+2, 75k): $4550
Full Maintenance (+3, 100k): $6000
Full Maintenance (+4, 125k): $7100

Any thoughts on if I should grab these offers given my low mileage? Does it look like there is room for a discount/negotiation? Also which of these options would be the sweet spot. I'll also be getting mechanical breakdown insurance from my lender, so no need for a warranty extension.
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      03-05-2021, 06:56 PM   #2
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Hard pass....
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      03-05-2021, 07:19 PM   #3
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due to low mileage?
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      03-07-2021, 02:39 AM   #4
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Quote:
Originally Posted by mikesM444 View Post
Hi All,

My 2018 M4 lease is coming to an end in the next few months. My car only has 12k miles on it. I'll be purchasing the vehicle and I'm considering getting a maintenance plan while I still can. Dealer is giving me the following offers:

Scheduled Maintenance (+2 years, 75K miles): $2000
Full Maintenance (+1, 50k): $3100
Full Maintenance (+2, 75k): $4550
Full Maintenance (+3, 100k): $6000
Full Maintenance (+4, 125k): $7100

Any thoughts on if I should grab these offers given my low mileage? Does it look like there is room for a discount/negotiation? Also which of these options would be the sweet spot. I'll also be getting mechanical breakdown insurance from my lender, so no need for a warranty extension.
Absolutely not!

Since you don't drive many miles, you need to go the time interval instead of miles interval.

All you need is an oil change once a year and cabin air filter (depend if you live in a dirty area, LA is super dirty) every 3rd year, change out your intake filters and replace spark plugs.

An oil change should cost you 100 bucks.

Year 1 - $100 dollar oil change, plus 20 dollar cabin air filter
Year 2 - $100 dollar oil change, plus 20 dollar cabin air filter
Year 3 - $100 dollar oil change, plus 20 dollar cabin air filter, plus $50 (its like 20 each on FCP) dollar intake filter(s), plus 100 dollar for brake fluid change, plus 600ish for spark plug service

So the next 3 years should cost you around ~1200 dollars if you take it to an indy shop for oil change, brake fluid, and spark plug, and replace your air filters yourself (which is a simple jobish)
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      03-07-2021, 09:35 AM   #5
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I am also about to buy out my 2018 (F83) also with only 12K miles. I’m planning on buying an aftermarket warranty before my warranty expires and use a local Indy shop for maintenance. I hate the BMW dealer closest to me and don’t see a reason to drive 40 minutes to the next closest one for routine maintenance. Indy shop also works with warranty company. No way I’d prepay those prices for maintenance. I’ll pay lower shop rates as I go and suggest the same for OP.
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      03-10-2021, 03:59 PM   #6
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Originally Posted by RickFLM4 View Post
I am also about to buy out my 2018 (F83) also with only 12K miles. Iím planning on buying an aftermarket warranty before my warranty expires and use a local Indy shop for maintenance. I hate the BMW dealer closest to me and donít see a reason to drive 40 minutes to the next closest one for routine maintenance. Indy shop also works with warranty company. No way Iíd prepay those prices for maintenance. Iíll pay lower shop rates as I go and suggest the same for OP.
Nice, I'm thinking of doing the same now. Considering mechanical breakdown insurance from my credit union. Quoting me for 84 months, 100,000 miles for $3,809. Curious what quotes you are getting for the aftermarket warranty.
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      03-10-2021, 04:14 PM   #7
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Quote:
Originally Posted by mikesM444 View Post
Nice, I'm thinking of doing the same now. Considering mechanical breakdown insurance from my credit union. Quoting me for 84 months, 100,000 miles for $3,809. Curious what quotes you are getting for the aftermarket warranty.
I haven't quoted yet as I don't want to purchase until I get closer to the end of the factory warranty in about a year. However, I have purchased Fidelity warranties from Troy at FD-Warranty in the past for other cars, and found he is about 40% - 50% off dealership prices. $3,800 for 7 years on this car isn't bad if it is an exclusionary policy (i.e. covers everything bumper to bumper, except for a short list of excluded items).
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      03-11-2021, 10:20 AM   #8
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Quote:
Originally Posted by mikesM444 View Post
Nice, I'm thinking of doing the same now. Considering mechanical breakdown insurance from my credit union. Quoting me for 84 months, 100,000 miles for $3,809. Curious what quotes you are getting for the aftermarket warranty.
A lot higher than this.
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      03-11-2021, 06:35 PM   #9
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Quote:
Originally Posted by RickFLM4 View Post
I haven't quoted yet as I don't want to purchase until I get closer to the end of the factory warranty in about a year. However, I have purchased Fidelity warranties from Troy at FD-Warranty in the past for other cars, and found he is about 40% - 50% off dealership prices. $3,800 for 7 years on this car isn't bad if it is an exclusionary policy (i.e. covers everything bumper to bumper, except for a short list of excluded items).
I contacted Troy @ Fidelity also for my F83 7 year 100k miles consider I only put less than 6k miles a year.. the warranty was still like $6k.

My dealership also told me extended warranty are for people who drive alot and need the extra reassurance, he told me these cars are bulletproof of you do proper maintenance . oil's filter, plugs.. etc..
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      03-11-2021, 07:17 PM   #10
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Quote:
Originally Posted by PhatLyfe View Post
I contacted Troy @ Fidelity also for my F83 7 year 100k miles consider I only put less than 6k miles a year.. the warranty was still like $6k.

My dealership also told me extended warranty are for people who drive alot and need the extra reassurance, he told me these cars are bulletproof of you do proper maintenance . oil's filter, plugs.. etc..
What was the deductible? I was thinking more like 7 years / 70k miles with $250 deductible. He quoted me when I was thinking of buying out my previous F82. I donít remember the exact amount but think it was more like $3K - $4K.

I am thinking of things like a/c, roof, oil leaks, etc. as opposed to being worried about a complete power train failure, Repairs can be outrageously expensive. We spent $2,300 on a policy for my wifeís Q5 and ended up having around $10K in claims covered. Stupid retractable screen inside car for panoramic roof was $2,500 alone.
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      03-12-2021, 10:49 AM   #11
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I have a CPO 18' with 20k miles. Just brought in for regular service.

Based on the time schedule it was due for oil, filters and plugs. About $900. The dealer offered me the 2 year plan for $1300 and it would cover the $900 service. Totally worth it in my opinion.


I'm sure I'll get at least one other oil service. Plus I'm doing a couple of track days and maybe I'll get a brake job too.

No brainer for me.
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      03-12-2021, 12:05 PM   #12
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Originally Posted by Adcampo View Post
I have a CPO 18' with 20k miles. Just brought in for regular service.

Based on the time schedule it was due for oil, filters and plugs. About $900. The dealer offered me the 2 year plan for $1300 and it would cover the $900 service. Totally worth it in my opinion.


I'm sure I'll get at least one other oil service. Plus I'm doing a couple of track days and maybe I'll get a brake job too.

No brainer for me.
Keep braking hard!! Eat up those 300 dollar rotors!
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      05-29-2021, 04:46 PM   #13
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I was in a similar situation and recently bought out my 2018 M3 Comp. I'd suggest going the route of buying the Ultimate Care Scheduled rather than warranty or extended maintenance if you drive extremely low miles like I do. Its $899 for +2 years which covers standard maintenance items. It'll cover everything listed based on CBS (Condition Based Service). Won't cover things like new brakes or rotors.
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