Insurance Rates

DaytonaVioletM3 · 10-18-2018, 07:03 AM

$1100 a year with Erie on a 17' M3

Mark'sM3 · 10-18-2018, 07:18 AM

Quote:

Originally Posted by DaytonaVioletM3

$1100 a year with Erie on a 17' M3

That's almost exactly what I pay for my 17 M3 w/ Comp pkg. I'm probably a bit older than most here and I also have 2 other cars and my house running through the same insurance company.

fitzbane · 10-18-2018, 10:12 AM

I pay $95/mo for my 2016 m3 and an 04 4runner, full coverage with high limits on both

NoMoreAudi · 10-18-2018, 12:19 PM

Quote:

Originally Posted by DML

$125 a month, also great coverage with a $500 deductible. My old "Is" was $200 a month, go figure.

These rates for so Cal are unheard of. My '17 R8 v10 plus is "only" $170/month. Cheaper than Mustang insurance, haha

damageprone · 10-18-2018, 01:09 PM

For those of you in California, I really recommend you look into Wawanesa insurance. They were the cheapest and the best insurance I ever had.

They were quoting me the cost of the entire year for what all insurance companies were quoting 6 months! I didn't even have to mess with my coverage to lower the cost. I had full coverage low deductibles.

Sounds pretty dumb but I was pretty bummed when I found out that they only have coverage in CA and OR when I moved.

DML · 10-18-2018, 03:44 PM

Quote:

Originally Posted by NoMoreAudi

Quote:

Originally Posted by DML

$125 a month, also great coverage with a $500 deductible. My old "Is" was $200 a month, go figure.

These rates for so Cal are unheard of. My '17 R8 v10 plus is "only" $170/month. Cheaper than Mustang insurance, haha

CT. No bargain either

Nikolas · 10-22-2018, 11:47 PM

I have 7 cars, 4 drivers....2 are 21 and under. I can only wish for some of these rates! Let's just say, you all suck!

jd__m4 · 10-23-2018, 03:33 PM

Quote:

Originally Posted by eyeamgrewt

34 y/o single male, homeowner, w/ an at-fault accident (Sept '17)

I have two cars and homeowner's with State Farm and pay $1500/6 mo for auto. It's $160/mo for 2016 M3 and $100/mo for 2011 CR-Z.

I switched to State Farm about 6ish months ago after Progressive jacked up my premium twice over two renewals. I anticipated the first increase due to the accident, but the second increase 6 months after the accident wasn't something I expected.

Just switched to Erie- now paying $180/mo total for both cars- $110/mo for M3. Also about $150 less on homeowner's with them. Altogether, it's about $1100 less annually.

yayaya · 10-24-2018, 11:00 PM

18' m3 14' cayenne diesel 105/mo. With esurance full coverage 1000 deductible.

rabbitgti20 · 10-25-2018, 01:38 AM

Recently moved from Illinois to California. I was shocked to find out that I have to pay double the amount for car insurance. Wawanesa gave me the best rate by far.

Bch53211 · 10-25-2018, 09:16 AM

Wisconsin rates are up there like IL as well. I pay $135/mo for my 2018 M3 (81k). I have no tickets or accidents in the past 20 years and am 50 years old. Was the best I could find too. Seems odd to me that Cali rates are so cheap, I’d have guessed the opposite.

Nikolas · 10-25-2018, 07:44 PM

Since nobody is posting their limits or deductibles it's impossible to compare. There's a big difference between 15/30 and 250/500, same with deductibles.

bostonf82 · 10-25-2018, 07:49 PM

m4, cayenne and huracan now at 2.8k/month. im 18 RIP. m4 alone is 670/month

Negtvions · 10-26-2018, 01:09 PM

I have used geico for the last 20 years.

They have always given me a fair rate...

ShadowedAngles · 10-28-2018, 10:59 PM

$505/6 months. I have maximum coverage though.

3PedalMINI · 10-29-2018, 01:26 PM

Hmmm. Looks like I need to shop.

29 zero accidents or tickets. 305/month with Erie.

I should mention it's a commercial policy with mid level coverage and $500 deductible. Located in the Philly market.

I can't see the fact that the car being in the business name can account for almost a $210 premium over others here. I get that there's a small bump but not THAT much

Nikolas · 10-29-2018, 09:16 PM

Quote:

Originally Posted by 3PedalMINI

Hmmm. Looks like I need to shop.

29 zero accidents or tickets. 305/month with Erie.

I should mention it's a commercial policy with mid level coverage and $500 deductible. Located in the Philly market.

I can't see the fact that the car being in the business name can account for almost a $210 premium over others here. I get that there's a small bump but not THAT much

So many factors affect the rate. This thread is pretty worthless since nobody is posting location, number and age of drivers, actual coverage and deductible.

Bootiful_M3 · 11-08-2018, 12:30 PM

I have Geico, and pay 1000 for 6 month comprehensive. This is also discounted because we have 5 cars and 3 drivers.

wsccsw13 · 11-08-2018, 01:12 PM

35 M, no tickets or accidents, State Farm, TN, 3 cars (16 M4, 15 LX, 17 LX), full coverage $1k deductible all with the highest limits of 250k/500k. M4 is $970/yr.

zillymc · 11-08-2018, 03:45 PM

SafeCo - Full coverage, no tickets / points, $500 deductible, 500k/300k. 2018 M3 $998/year.

markd603 · 06-05-2019, 03:04 AM

Im new to this, but i need help. Im currently 19 and I'm trying to get a f82 M. Currently own an e92 M3. Insurance companies are quoting me almost 400 dollars a month for basic full coverage. How much do you guys pay?

arsal123 · 06-05-2019, 04:27 AM

mark it depends on how long you've had your license for. I'm 22 with no tickets at all and I pay 112 per month for full coverage with $500 deductibles. I"ve had a license since 15 and when I bought my f80 (i bought it brand new, Nov 2017) I was paying 143 per month but I negotiate my rate between companies every 6 months. Look into discounts that companies offer and work your way to them. If you have any questions pm me

10-18-2018, 07:03 AM	#749
DaytonaVioletM3 First Lieutenant 591 Rep 345 Posts Drives: f80 M3 Competition Join Date: Aug 2018 Location: Lehigh Valley iTrader: (1)	$1100 a year with Erie on a 17' M3 __________________ 2017 Daytona Violet ZCP F80 Bm3 Stage 2
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10-18-2018, 10:12 AM	#751
fitzbane Private 12 Rep 83 Posts Drives: F80 M3 Join Date: Jan 2016 Location: Raleigh iTrader: (3)	I pay $95/mo for my 2016 m3 and an 04 4runner, full coverage with high limits on both __________________ '04 4Runner V8 Past: '09 E93 M3 Jet Black, '16 F80 M3 SO
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10-18-2018, 01:09 PM	#753
damageprone Major 581 Rep 1,055 Posts Drives: Tesla Join Date: Mar 2017 Location: Casino iTrader: (1)	For those of you in California, I really recommend you look into Wawanesa insurance. They were the cheapest and the best insurance I ever had. They were quoting me the cost of the entire year for what all insurance companies were quoting 6 months! I didn't even have to mess with my coverage to lower the cost. I had full coverage low deductibles. Sounds pretty dumb but I was pretty bummed when I found out that they only have coverage in CA and OR when I moved.
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10-22-2018, 11:47 PM	#755
Nikolas Colonel 313 Rep 2,576 Posts Drives: 996 TT Join Date: Jul 2007 Location: Sierra Mountains iTrader: (0)	I have 7 cars, 4 drivers....2 are 21 and under. I can only wish for some of these rates! Let's just say, you all suck!
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10-24-2018, 11:00 PM	#757
yayaya Second Lieutenant 104 Rep 263 Posts Drives: BMW 335xi E92 N55 Join Date: Dec 2016 Location: Midwest iTrader: (0)	18' m3 14' cayenne diesel 105/mo. With esurance full coverage 1000 deductible.
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10-25-2018, 01:38 AM	#758
rabbitgti20 Registered 2 Rep 4 Posts Drives: 2018 BMW M3 Join Date: Sep 2018 Location: SoCal iTrader: (0)	Recently moved from Illinois to California. I was shocked to find out that I have to pay double the amount for car insurance. Wawanesa gave me the best rate by far.
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10-25-2018, 09:16 AM	#759
Bch53211 Major 728 Rep 1,250 Posts Drives: 2015 M4 Join Date: Aug 2015 Location: Shorewood, WI iTrader: (0) Garage List 2015 M4 [0.00] 2015 M4 [0.00] 2015 M4 [0.00]	Wisconsin rates are up there like IL as well. I pay $135/mo for my 2018 M3 (81k). I have no tickets or accidents in the past 20 years and am 50 years old. Was the best I could find too. Seems odd to me that Cali rates are so cheap, I’d have guessed the opposite.
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10-25-2018, 07:44 PM	#760
Nikolas Colonel 313 Rep 2,576 Posts Drives: 996 TT Join Date: Jul 2007 Location: Sierra Mountains iTrader: (0)	Since nobody is posting their limits or deductibles it's impossible to compare. There's a big difference between 15/30 and 250/500, same with deductibles.
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10-25-2018, 07:49 PM	#761
bostonf82 New Member 2 Rep 12 Posts Drives: 2015 M4 MG, DCT, SO Join Date: Jan 2018 Location: Boston iTrader: (0) Garage List 2015 BMW M4 [0.00]	m4, cayenne and huracan now at 2.8k/month. im 18 RIP. m4 alone is 670/month __________________ 2015 Mineral Grey M4\|SO\|Forgestar & Carbon Bits\| IG :@bostonf82
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10-26-2018, 01:09 PM	#762
Negtvions First Lieutenant 211 Rep 398 Posts Drives: 2018 M4 ZCP Join Date: Jul 2016 Location: San Diego iTrader: (0)	I have used geico for the last 20 years. They have always given me a fair rate...
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10-28-2018, 10:59 PM	#763
ShadowedAngles Private First Class 86 Rep 113 Posts Drives: 2020 330ix Join Date: Aug 2018 Location: USA iTrader: (0)	$505/6 months. I have maximum coverage though.
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10-29-2018, 01:26 PM	#764
3PedalMINI Saving The Manuals! 206 Rep 357 Posts Drives: Manual 18 M3 Join Date: Feb 2012 Location: Delco PA (Philly) iTrader: (0) Garage List 2014 Wrangler Unlim ... [0.00]	Hmmm. Looks like I need to shop. 29 zero accidents or tickets. 305/month with Erie. I should mention it's a commercial policy with mid level coverage and $500 deductible. Located in the Philly market. I can't see the fact that the car being in the business name can account for almost a $210 premium over others here. I get that there's a small bump but not THAT much __________________ Ordered M3 6/30/18 PCD Delivery 9/17/18. Manual Sakhir Orange, Cloth Interior, Black 437M's M235i 5/1/2015 ED July 8th @ 4:40pm with PCD Delivery September 9th Gone July 2nd 2018
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11-08-2018, 12:30 PM	#766
Bootiful_M3 New Member 9 Rep 13 Posts Drives: 2017 f80 m3 Join Date: Nov 2018 Location: Seattle, WA iTrader: (0)	I have Geico, and pay 1000 for 6 month comprehensive. This is also discounted because we have 5 cars and 3 drivers.
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11-08-2018, 01:12 PM	#767
wsccsw13 Private First Class 88 Rep 173 Posts Drives: 2016 M4 Join Date: May 2015 Location: United States iTrader: (0)	35 M, no tickets or accidents, State Farm, TN, 3 cars (16 M4, 15 LX, 17 LX), full coverage $1k deductible all with the highest limits of 250k/500k. M4 is $970/yr.
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11-08-2018, 03:45 PM	#768
zillymc Second Lieutenant 195 Rep 274 Posts Drives: 2018 BMW M3 \| Tanzanite Join Date: Oct 2015 Location: Bay Area, CA iTrader: (0)	SafeCo - Full coverage, no tickets / points, $500 deductible, 500k/300k. 2018 M3 $998/year. __________________ Current: 2018 M3 ZCP Tanzanite / 6MT \| 2022 X3 M40i Brooklyn Gray Old: 2016 M4 / Yas Marina Blue / 6MT / Dinan Stage 1 / EDC / Black Kidney Grilles / MPerf CF Spoiler / Exec Pack
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06-05-2019, 03:04 AM	#769
markd603 Registered 0 Rep 1 Posts Drives: E92 M3 Join Date: Jun 2019 Location: Dallas, TX iTrader: (0)	Im new to this, but i need help. Im currently 19 and I'm trying to get a f82 M. Currently own an e92 M3. Insurance companies are quoting me almost 400 dollars a month for basic full coverage. How much do you guys pay?
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06-05-2019, 04:27 AM	#770
arsal123 New Member 2 Rep 8 Posts Drives: 18 M3 ZCP Join Date: Jan 2018 Location: Little Rock, AR iTrader: (0)	mark it depends on how long you've had your license for. I'm 22 with no tickets at all and I pay 112 per month for full coverage with $500 deductibles. I"ve had a license since 15 and when I bought my f80 (i bought it brand new, Nov 2017) I was paying 143 per month but I negotiate my rate between companies every 6 months. Look into discounts that companies offer and work your way to them. If you have any questions pm me
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