Can anyone offer their .2 on owning these cars outside of warranty

[j2dad5389]

I decided to skip out on adding an extended warranty to my car (15' F82). After doing extensive research on the boards here, I've found that the odds of something going catastrophically wrong are very low, statistically. Spun crank hub is what I fear the most. I'm starting to think twice now. The fears and stresses of something going wrong are overtaking the joys of owning it, but not by a lot. I love this thing to death. Maybe I'm just overthinking.

Car is currently stock and I plan on keeping it that way. I'm currently babying it and sitting at 44k miles. Changed the oil 2k miles early too. What do you guys think

[PK1]

Originally Posted by j2dad5389

I decided to skip out on adding an extended warranty to my car (15' F82). After doing extensive research on the boards here, I've found that the odds of something going catastrophically wrong are very low, statistically. Spun crank hub is what I fear the most. I'm starting to think twice now. The fears and stresses of something going wrong are overtaking the joys of owning it, but not by a lot. I love this thing to death. Maybe I'm just overthinking.

The car is at 44k miles. I'm currently babying it. Changed the oil 2k miles early too. What do you guys think

Looks like you have adjusted $0.02 for inflation, it makes sense! ;-)

The answer to the question will very much depend on how long you plan on keeping the car, how many miles you plan to put on it, your risk tolerance, etc.

Given that these cars are pretty solid I would pass. My understanding is that the spun crank hub generally happens to cars that are modded but even then it's not a very common occurrence. If I'm wrong on this last point I'm sure others will correct me.

I'd keep the money and spend it later if necessary instead of spending it now to avoid a future issue that may not occur. Personal opinion of course.

[louielouie]

I'm in the same boat although my warranty isn't expiring until July. Been pondering on and off if I want to purchase extended and much like you, I've done a lot of research.

End of the day, it comes down to if you want to spend the $$ for peace of mind. Knock on wood, I've purchased extended warranty on the past 4 cars I've owned and never had to use them once.

[Luluu]

I've had my car for about 15k miles. After 3k miles of owning it I tuned it on E85 and ran it for about 12k miles before I had any issues. I beat on it quite a lot and managed to not break anything until recent. I spun my hub but I guess that was my own doing.

In my experience with this car, you wont have any issues unless you really turn up the car and don't do the hub fix. You should have nothing to worry about.

[G35POPPEDMYCHERRY]

you cant plan for this shit man. they have been reliable. if it breaks it breaks, fix it and move on. your stress and worry is going to cause medical conditions that can't be warrantied.

not being a wise ass; but its just a car

if it was a s85 engine; i would have paid 10k for a warranty

[No.401_Speed]

I purchased my 2015 M4 with 42K Km (26K miles) on the odometer with factory warranty expiring April 2020. I'll not get any value out of that warranty due the fact that the car will spend the next six months in winter storage. Crazy yes, but the deal I got was worth it. I had the option of purchasing an extended warranty for about $4,400 Cdn that would have extended out another four years to the original 80K kms.

Here's where you need to do your own risk assessment. I chose not to purchase this extension based on two assumptions:

1. In 2014 I purchased my 2009 E-92 328i XDrive as a buy and try for BMW while waiting for the 2015s to depreciate. In those years, my E-92 was problem free and only required service for three recalls. I did all my own routine maintenance and so an extended warranty would have been a waste of money.

2. Like you, I've done a lot of research into F80/F82 reliability. Over those five years this vehicle has demonstrated high reliability so your cost of ownership should be reasonable. I judged the risk of major failure as very low, and since I plan to keep the car for a long time and drive in the summer only the extended warranty wouldn't pay off. Statistically, BMW know that their vehicles generally do not fail within the warranty period, and yet, my neighbour owns an X1 and I don't think there's an original part remaining on that thing. Everything from crank bearing seals, to transfer case bearings and various suspension parts. I think he just got a lemon as this is not typical.

On the other hand, if you plan to drive year round and put a ton of miles on it, then the extended warranty would save you from any nasty surprises. Just factor the worst case occurring within your warranty period and subtract the repair cost from the price of the warranty.

I wouldn't worry about major failures. The rate of spun hubs among non-modded cars is less than 1% and not really much higher among those pushing into 500-600 hp. Drive it as it was made to be driven (it is an M car so don't baby it or you could cause other problems) and keep up with regular maintenance especially oil and filters. You can follow Mike Miller's guide as I do. https://www.dslreports.com/r0/downlo...e%20v03.13.pdf

Good luck

Speed

[lukej]

BOTTOM LINE!

I think if you can’t sleep at night buy the warranty.

The rest is a Roll of the Dice.

Good luck .

[SCS55]

Originally Posted by j2dad5389

I decided to skip out on adding an extended warranty to my car (15' F82). After doing extensive research on the boards here, I've found that the odds of something going catastrophically wrong are very low, statistically. Spun crank hub is what I fear the most. I'm starting to think twice now. The fears and stresses of something going wrong are overtaking the joys of owning it, but not by a lot. I love this thing to death. Maybe I'm just overthinking.

Car is currently stock and I plan on keeping it that way. I'm currently babying it and sitting at 44k miles. Changed the oil 2k miles early too. What do you guys think

Here's my 2C. I bought my 2016 six speed last March with slightly under 37,000 miles. I'm currently at 52,500 (yes that's 15,000 + in 8 months) and might possibly be on track to have the highest utilization out of any F80 that I know of. Warranty ran out months ago and haven't lost any sleep. And, I don't baby it at all. Weekly floggings, 163 mile one way commute in South Florida heat going from stupid fast speeds to sitting in traffic, long road trips to the North Georgia Mountains where I play with it on back roads. If you do 5000 mile oil changes and DIY all fluids, filters etc, I wouldn't worry about it especially if you keep it at stock boost levels.

[Bimmed Out]

I only have .02, sorry.

[allinon72]

The F8x platform has proven to be very reliable, even with the overblown crank hub talk. But, this is a German performance car and you have to be prepared. If a couple thousand dollar repair will break you, I would consider a more reliable option.

[SD ///M4]

Originally Posted by No.401_Speed

1. In 2014 I purchased my 2009 E-92 328i XDrive as a buy and try for BMW while waiting for the 2015s to depreciate. In those years, my E-92 was problem free and only required service for three recalls. I did all my own routine maintenance and so an extended warranty would have been a waste of money.

Your personal experience with a different chassis (E92) and a completely different non-M engine (N52) has absolutely no bearing on whether your 2015 F82 M4 with an S55 engine with be reliable or not. It's apples and oranges.

My wife's previous car was a 2011 335is coupe (also E92 but with the N54 engine). That car spun a main bearing at 70,000 miles and the engine was replaced (short block), but before that after one of the turbos was replaced, the charge pipe failed, and the water pump failed. After the engine was replaced the other turbo failed and the charge pipe failed again. The engine was completely stock with no mods, and the oil was changed mid-interval.

The car also experienced some non-engine failures, including the front brake pads and rotors being replaced twice, and the sunroof motor being replaced, all under warranty. These are the same parts that were on your 328i.

That said, our experience with the 335is has no bearing on whether my 2016 M4 or my wife's 2018 M3 will be more or less reliable. Again, apples and oranges.

[N1rve]

Originally Posted by allinon72

The F8x platform has proven to be very reliable, even with the overblown crank hub talk. But, this is a German performance car and you have to be prepared. If a couple thousand dollar repair will break you, I would consider a more reliable option.

I completely agree. That's why some people switch to like a Toyota or a Honda.

[mjposner]

I have purchased 3 extended warranties and have had mixed results:

1. Carmax warranty (through assurant). Audi with 36k miles, had $17k in warranty repairs in 1.5 years, all but 1k paid.

2. Mercury warranty on Porsche Cayenne. First claim was denied (I waited 30+ days and they denied on existing condition). Wasn't mad about the denial but it took 3 days for a decision, so I cancelled. Car now has 80k miles, have had two repairs, $2.2k on thermostat (dealer) and 1.2k for alternator (indi).

3. 2013 M6 BMW extended warranty. Car had oil burning issues (1 quart every 650 miles). Spent 24 days at end of warranty as dealer replaced all seals (dealer wanted new engine, BMW denied). Car also got thousands in new parts from dealer in several warranty trips.

That said I do not think I will by an extended warranty for my 2016 M4. It has 34k miles and has had no real issues to date and is stock. The 3-5k for the warranty can be banked for repairs, if needed.

[G35POPPEDMYCHERRY]

Originally Posted by N1rve

I completely agree. That's why some people switch to like a Toyota or a Honda.

xmillion

I see where these extended warranty purchasing people are coming from. But if a engine rebuild isn't a drop in the water for you...you need to reevaluate your fiances (autocorrected but will leave because applies just as well )

[RoundelM3]

Just keep to the maintenance schedule, but use a good Indy shop unless your dealership has reasonable prices. As long as you maintain your BMW, it should last a good while. It goes without saying that if you treat it right (don't abuse it), it will remain reliable.

[knepsterd]

Originally Posted by RoundelM3

Just keep to the maintenance schedule, but use a good Indy shop unless your dealership has reasonable prices. As long as you maintain your BMW, it should last a good while. It goes without saying that if you treat it right (don't abuse it), it will remain reliable.

Define abuse lol. Warmed up wot kickdown s3
Sport +

That's how it's meant to be driven

It's not a powder puff

[SenorRoadRage]

Originally Posted by j2dad5389

I decided to skip out on adding an extended warranty to my car (15' F82). After doing extensive research on the boards here, I've found that the odds of something going catastrophically wrong are very low, statistically. Spun crank hub is what I fear the most. I'm starting to think twice now. The fears and stresses of something going wrong are overtaking the joys of owning it, but not by a lot. I love this thing to death. Maybe I'm just overthinking.

Car is currently stock and I plan on keeping it that way. I'm currently babying it and sitting at 44k miles. Changed the oil 2k miles early too. What do you guys think

I recently purchased a 2015 M4 and it was this topic that led me to read 1,000s of posts on this forum and eventually to pass on the extended warranty. It's only fitting that my first post on here is related to this topic.

I bought it from a Mercedes dealership and their extended warranty provider was wanting $3.3K for 2yrs/20kmi of warranty (covered most of the car). I feel like that's a relatively decent cost for the warranty, but I came to the same conclusion that you and most of the other members did. The engines are expected to be reliable and statistically not give many major issues (spun hubs and charge air coolant leaks being the main concerns). In my mind, if I maintain it regularly and let it warm up a bit before doing any hooning, it should be fine! That's what it's built for. Additionally, if I don't have any catastrophic failures, then I shouldn't need to spend $3.3k over 2yrs...

One of the nice things about owning an earlier model is that we have the ability to read posts by other users that have essentially done long term reviews of the car and its reliability. What I found is that the overwhelming majority of the members here skipped extended warranty.

https://f80.bimmerpost.com/forums/sh....php?t=1541436

[six-n-twins53]

I for the first time did not buy the extended warranty when I bought my 18 zcp new. I was planning on renewing it when it ran out of I still had the car. I probably wont do it, as things look pretty reliable. If something breaks, I'll fix it. When my m5 extended warranty ran out, I paid about 10k in repairs for dumb things. When I had my fill, I drove it in and left with another car. Enjoy the car. When it gets to no longer be a joy, pass it on and start over

[dtmwerksm3]

Debated the same with my low-mileage 15 ended up not extending the warranty BMW wanted $1600 for another year which would be a really expensive oil change since I'm not planning on keeping her any longer than that.

[allinon72]

Originally Posted by SenorRoadRage

I recently purchased a 2015 M4 and it was this topic that led me to read 1,000s of posts on this forum and eventually to pass on the extended warranty. It's only fitting that my first post on here is related to this topic.

I bought it from a Mercedes dealership and their extended warranty provider was wanting $3.3K for 2yrs/20kmi of warranty (covered most of the car). I feel like that's a relatively decent cost for the warranty, but I came to the same conclusion that you and most of the other members did. The engines are expected to be reliable and statistically not give many major issues (spun hubs and charge air coolant leaks being the main concerns). In my mind, if I maintain it regularly and let it warm up a bit before doing any hooning, it should be fine! That's what it's built for. Additionally, if I don't have any catastrophic failures, then I shouldn't need to spend $3.3k over 2yrs...

One of the nice things about owning an earlier model is that we have the ability to read posts by other users that have essentially done long term reviews of the car and its reliability. What I found is that the overwhelming majority of the members here skipped extended warranty.

https://f80.bimmerpost.com/forums/sh....php?t=1541436

3.3k for 2 years of coverage is not a good deal in my book. I know everyone's price sensitivity is different, but that term is ridiculously small, as you noted.

Another aspect of these warranties is the covered repairs - not all extended warranties are created equal. There are plenty of people who paid thousands for an extended warranty, only for their claim to be denied anyway. If someone is purchasing an extended warranty specifically for a crank hub, I would read the terms very closely.

[SenorRoadRage]

True. That was another aspect I considered - the credit of the provider. I would’ve potentially bit at that price for 3yr/36k coverage.

I attached a picture of the coverage chart (I think... replying from my phone) for reference for those interested, the $3.3k was for Elite.

[gatorfast]

Yea the odds of you needing more than $3.3k of repairs in two years is extremely remote. I would not take that deal.