Insurance Rates

[Humdizzle]

33. clean record all tickets have dropped off by now.

Grundy Insurance covers my 458. 2700/year up front.

Geico for my M3 and Civic. 180/month. 500 deduct.
civic just has liability

[maul3d]

Just turned 35 today. Driving record of a nun.

1200$ /Yr.

Just found out my deductible for a comp claim is $1000.. my benz/ mazda is $300.. Insurance company states its regular for such an expensive car.

Foind out today, after a rock chipped my windshield on the way to a doctor's visit.

Happy birthday to me. $800 out of pocket .

F#%#^8÷&#&#

[Vegetable]

Originally Posted by maul3d

Just turned 35 today. Driving record of a nun.

1200$ /Yr.

Just found out my deductible for a comp claim is $1000.. my benz/ mazda is $300.. Insurance company states its regular for such an expensive car.

Foind out today, after a rock chipped my windshield on the way to a doctor's visit.

Happy birthday to me. $800 out of pocket .

F#%#^8÷&#&#

Your insurance doesn't give you a lower deductible for glass i.e. comprehensive coverage? I have a $50 broken glass deductible with Geico that is part of the mechanical breakdown coverage. Weird I know, but I didn't ask when I needed my windshield replaced.

[SoupPlug]

24, 2018 M3, located in NYC
Full coverage is 450/mo. I hate this city lol

[m4786]

For UK members whats the highest insurance you have been quoted for m4?

[m4deyoulook]

Originally Posted by SoupPlug

24, 2018 M3, located in NYC
Full coverage is 450/mo. I hate this city lol

Same. 21 initially paid 369/mo (progressive) then someone totaled my car in BK, went up to 650 then back down 7 months later to 470(geico). If you have a beater get geico & add that to your policy they take off alotttttt with the multi car discount. if I added a beater to my policy it's 330/mo total.

[N55Msport]

55 yr old no tickets last 29 years. Compared to others, I'm probably paying alot with Geico? Although I haven't seen anyone post the amounts of coverage they have i.e. Bodily Injury Liability, or Property Damage Liabilty etc, here is what I have for 3 vehicles with 3 different drivers, all with clean records in Central Florida.

Coverage with $1,000 deductible
Bodily Injury Liability... $100K per person/ $300K per occurance
Property Damage Liability....$100K per occurance
Uninsured Motorist Bodily Injury Stacked ...$50K per person $100K per occurrence
Multi car discount

My car: 2016 M3 daily driver 10,500 est miles per year
Comprehensive and Collision (financed)
Emergency Road side service 24/7
Rental Reimbursment..$50.00 per day $1,500 max
6 mos coverage $1042.00

Wife's car 2015 335i 14,000 est miles per year
Same/Financed
6 mos coverage $785.00

Son's truck 2007 Toyota Tundra 12,500 est miles per year
Same/financed
6 mos coverage $830.00

[tict]

Clean record...been driving 24 years. 2015 M3. AAA = 133/mo, 1000 deductible.

[KANdaddy]

AAA - $146/mo on my CS. $500 deductible + multi-car discount.

[DML]

Originally Posted by SoupPlug

24, 2018 M3, located in NYC
Full coverage is 450/mo. I hate this city lol

Connecticut, 17 ZCP, $135 month full coverage, GEICO. NYC is quite the dog.

[spool twice]

I'm in geriatric/snowbird/un-insured country down here in Florida. Im 32 '19 M4cs, Mine is $85/mo, but mine is bundled with 2 other cars in the household, state maximum coverage and $500 deductible.

[IK6SPEED]

Originally Posted by spool twice

I'm in geriatric/snowbird/un-insured country down here in Florida. Im 32 '19 M4cs, Mine is $85/mo, but mine is bundled with 2 other cars in the household, state maximum coverage and $500 deductible.

State Maximum? No such thing. Only a minimum.

[spool twice]

Im not in the insurance business, so perhaps I didn't use the correct terminology, its maximum coverage the policy allows.

[Smeargle]

$2100$/year with geico or $2200/year with liberty mutual living in NY

[agentrnge]

$1450 a year for the M3. $900 for the 740iL. $1000 deductable, full coverage on both. bundled with home insurance through Amica. North NJ.

[NickyC]

Originally Posted by SoupPlug

24, 2018 M3, located in NYC
Full coverage is 450/mo. I hate this city lol

Holy shit!!! :O

Here in Missourah I'm $85 a month, full coverage with a $1k deductible. I use Esurance (43 y/o, no accidents ever, no tickets in over 15 years).

Some of these insurance payments I'm seeing are unbelievable, can't believe how high they are for a lot of you!

[paliknight]

Originally Posted by SoupPlug

24, 2018 M3, located in NYC
Full coverage is 450/mo. I hate this city lol

Fuck man. That's more than what I pay for my TTS! That's why I moved south (NY native)

[Taco_Bueno]

24. Horrible driving record. 4 wrecks 4 tickets. (College lmao)

$224/mo through progressive. Geico and Statefarm quoted me $585/mo

Got the snapshot tool through progressive to encourage me to drive like a nun and lower my rates. I've got to drive around with it for at least 75 days. Hopefully it helps my rate a bit.

Edit: this is with a $2k deductible

[bimmerpzg78]

170$ per month with Geico, 500 deductible x M3 2018 DCT in Texas

[brocurls]

Man, I guess I shouldn't be bitching that my rate went up $147. Progressive said its because they did an adjustment for Delaware, like wtf does that even mean?

Will be paying 977 over 6 months for 3 cars.

Also find it laughable that the fiancée SQ5 costs more to insure than my M4 by $100

[PhatLyfe]

I'm in NJ and I have Allstate insurance 3 accidents in 3 years, just picked up my 2018 vert only $600 for 6 months for full coverage, deductible are $250 collision & $100 comprehensive. your rate also depends on your town and your Agent. Let me know if my agent can help you..

[Mintsopoulos]

29. Allstate. $500 Deductible. AZ. Im at $148 a month.