Insurance Rates

[EALm4]

100/250

500 deductible on col and comp

$610/6 months and includes my condo insurance

State Farm

[f80er]

100/300

1000 deductible

516/6 months

USAA

[YaThatAintRight]

32 Years Old Male, No Accidents or Tickets

100/300

$500 Deductible

$950 / 1 Yr.

Wawanesa Insurance

[WhoDat_M3]

In California. I've got AAA and my insurance for a 2015 Mercedes & M3 is over $4,500/yr...

What companies have good coverage for a cheaper premium? I know Wananesa quoted me about $2,600/yr. 250/500, 100, 5, 100/300... comp/collision, property, medical, uninsured motorist & roadside/rental coverage.

It's time for a switch! Any other companies recommended??

[mdefalco25]

Nobody will be able to provide you with an answer to this question because it will be based on several factors. What one person gets won't be identical to you based on miles driven/year, age, whether you are married or not, location etc.

Your best bet to find the cheapest premium is to go online and get a quote from insurers in your area.

[te37]

Here in GA State Farm is the best around. And me being 24 with an F80.... way cheaper than your with the same coverage.

CA makes everything so damn expensive lol

[Rogue_fxdl]

Nationwide in NC. I was told that NC is 48 out of 50 states for lowest rate rankings.

100/250
no tickets/clean record with discount for multi vehicle and residence rate.
$824 for 12 months

[georgere]

My insurance keeps on going up. Started at 600, went up by $50 after 6 months, and now to 685 at 12 months. No tickets or claims...

[EffEightyEmThree]

100/300

$500 Deductible

$900 / 6 months

Geico (26 year old male)

[infamousdiz]

2100 for 2 drivers and 2 cars

I think 100/250 however high it needs to be for my umbrella insurance which is 275 for 3mill seems like a good deal to me

Amica married 32. Did you know if it's over 1k it's labeled as a claim even though it was a glass replacement. They got me

[Egrunt]

Originally Posted by EALm4

100/250

500 deductible on col and comp

$610/6 months and includes my condo insurance

State Farm

Great insurance premium for the Baltimore area. Back in 1982 I bought a 1970 Plymouth Cuda with a 440 six-pack and liability insurance was $1,500 a year. I lived in northeast Baltimore by the county line on Belair Road.

When I retired from the military in 2004 my insurance was going to increase from $1,500 a year with USAA to 5K moving back to Baltimore. I am still in California and your rates are equal to what I am paying for San Diego County.

[georgia_dawg]

Progressive. They quoted me about $4,200 for six month for m4, x5, vw gti, and F150. I was like "What the.." But any other insurance company wouldn't even insure all 4 together saying m4 was prohibitive vehicle. I was paying about $500 a month all together with statefarm, and after a couple of violations, they skyrocketed the rate to $790 a month. So I cancelled the jnsurance right away, and have been trying to insure all these since then and just got prpgressive to insure me a couple of days ago. But there is a catch, they are sending snapshot devices for 3 of vehicles I own with exception of X5. Saying x5 is not compatible with the device(which I thought was weird..) anyone could chime in and let me know if this snapshot thing will do any good to me? I dd my truck(about 40miles a day) m4 barely gets driven, my wife dd gti(30miles a day) x5 is for kids and family trip( i guess this doesnt matter since x5 wont even have snapshot installed)

[tke743]

LOL. M3 is 10% less then my M2 as it has 4 doors...

[Drtsk]

Sold my 2015 M4 and picked up a 2014 911s cabriolet and the insurance went down $0.14.
I would have thought my insurance would go up.

[Stealthm4bcm]

Originally Posted by V3rbatim

I just switched ti geico and saved a bunch of money. Went from paying $268 a month for 2 cars to $150 a month for 2 cars! Weeeeee!!

I just switched as well.

USAA quoted me at almost $3k/year.

Geico quoted me for $681/6 months.

[MFNATIK]

Here in CA, if you qualify for Wananesa then it's hard to beat

[cwhands]

Originally Posted by georgia_dawg

Progressive. They quoted me about $4,200 for six month for m4, x5, vw gti, and F150. I was like "What the.." But any other insurance company wouldn't even insure all 4 together saying m4 was prohibitive vehicle. I was paying about $500 a month all together with statefarm, and after a couple of violations, they skyrocketed the rate to $790 a month. So I cancelled the jnsurance right away, and have been trying to insure all these since then and just got prpgressive to insure me a couple of days ago. But there is a catch, they are sending snapshot devices for 3 of vehicles I own with exception of X5. Saying x5 is not compatible with the device(which I thought was weird..) anyone could chime in and let me know if this snapshot thing will do any good to me? I dd my truck(about 40miles a day) m4 barely gets driven, my wife dd gti(30miles a day) x5 is for kids and family trip( i guess this doesnt matter since x5 wont even have snapshot installed)

How would an OBD snapshot not be compatible with the X5? That sounds like a load of shit to me

[Acturater]

Originally Posted by georgia_dawg

Progressive. They quoted me about $4,200 for six month for m4, x5, vw gti, and F150. I was like "What the.." But any other insurance company wouldn't even insure all 4 together saying m4 was prohibitive vehicle. I was paying about $500 a month all together with statefarm, and after a couple of violations, they skyrocketed the rate to $790 a month. So I cancelled the jnsurance right away, and have been trying to insure all these since then and just got prpgressive to insure me a couple of days ago. But there is a catch, they are sending snapshot devices for 3 of vehicles I own with exception of X5. Saying x5 is not compatible with the device(which I thought was weird..) anyone could chime in and let me know if this snapshot thing will do any good to me? I dd my truck(about 40miles a day) m4 barely gets driven, my wife dd gti(30miles a day) x5 is for kids and family trip( i guess this doesnt matter since x5 wont even have snapshot installed)

That's a lot of money you're paying for insurance. Do you have tickets or accident/claims history? What was the nature of your violations? I used to price vehicle insurance rates at a major carrier.

[georgia_dawg]

Originally Posted by Acturater

That's a lot of money you're paying for insurance. Do you have tickets or accident/claims history? What was the nature of your violations? I used to price vehicle insurance rates at a major carrier.

There is this stupid super speeder ticket law in metro atlanta area, which you get in addition to your original ticket if you get caught speeding in metro atlanta area. And I knew about it, but forgot to pay it with the original speeding ticket. A few weeks later( of course, I thought I took care of all the fines), I got pulled over again for using my phone on the road. And they got me for reckless driving AND suspended license. 4 points each.... Also I have a couple of minor violation within last 5 years, but those 2 violations were what really got me..

[cavin.mo]

5500 per yr. Stupid ICBC taking over all the car insurance in BC,Canada

[duky]

Originally Posted by MFNATIK

Here in CA, if you qualify for Wananesa then it's hard to beat

Wow I just called Wawanesa and it was literally $200 a month less than my previous insurance with a way better policy. Thanks so much for the tip! I thought I wouldn't qualify because I have one ticket on my record but it was fine. Very happy!

[M-Pilot]

Originally Posted by ndukyh

Wow I just called Wawanesa and it was literally $200 a month less than my previous insurance with a way better policy. Thanks so much for the tip! I thought I wouldn't qualify because I have one ticket on my record but it was fine. Very happy!

I've never heard of Wawanesa before. Is it comparable to Geico or Mercury? So far, I haven't read any good review about them.