Oil Cooler Smashed - UPDATE 12/19: Increased to $35k in Damages

BzsBimmer · 11-09-2018, 04:21 PM

Wow. I’m questioning some of the parts but hey, that’s the insurance company needing to sort that out I guess.
Hope she comes out of surgery ok

TJ_18 · 11-09-2018, 04:33 PM

That's a huge bill. I'm worried about mine now.

Do you mind posting what else were damaged?
Nevermind just saw your original post.

Thanks!!

damageprone · 11-09-2018, 05:05 PM

Holy...yeah..I don't think the Turner skid plate would have prevented all of that damage.

joegie · 11-09-2018, 05:08 PM

Quote:

Originally Posted by damageprone

Holy...yeah..I don't think the Turner skid plate would have prevented all of that damage.

...but it helps

jmg · 11-09-2018, 05:14 PM

Quote:

Originally Posted by pheerIx

Why would the headlamps need to be replaced?

Apparently the rock dislodged the bumper enough to break the headlight tabs.

BzsBimmer · 11-09-2018, 05:47 PM

Quote:

Originally Posted by pheerIx

Jeez how big was this rock?

That’s what I was thinking for them to replace all that. More like a boulder.

jacobe92 · 11-09-2018, 05:54 PM

WTH!!! I'm getting a Turner Skid Plate.

jmg · 11-09-2018, 06:11 PM

Quote:

Originally Posted by pheerIx

Jeez how big was this rock?

About the size of a football with similar shape. Imagine how erratic a football bounces and then imagine it's hard as a rock and banging around batshit crazy under my car at 45mph having a grand old time racking up the repair bill. This was the Led Zeppelin of rocks and my undercarriage was the hotel room of an epic party.

MrSmartyPants · 11-09-2018, 07:00 PM

All this thread makes me think of is...we know a thing or 2 because we've seen a thing or 2....

CachacoF80 · 11-09-2018, 07:49 PM

Quote:

Originally Posted by jacobe92

WTH!!! I'm getting a Turner Skid Plate.

OP do you think a skid plate would have "saved you"? I'm considering buying one but not sure yet. I want to understand real life situations.

Thanks and best of luck.

jmg · 11-09-2018, 08:50 PM

Quote:

Originally Posted by CachacoF80

OP do you think a skid plate would have "saved you"? I'm considering buying one but not sure yet. I want to understand real life situations.

Thanks and best of luck.

Not unless the plate is strong enough to break that rock up into much smaller pieces. Nonetheless, I'm more inclined to get one even before I got the estimate.

I think one of these cattle catchers might do the trick:

HomoPirate · 11-09-2018, 08:51 PM

That hurts but good to know that you got covered.

I did not expect that much damages from your initial post lol

jmg · 11-09-2018, 11:27 PM

Quote:

Originally Posted by HomoPirate

That hurts but good to know that you got covered.

I did not expect that much damages from your initial post lol

Me either. I thought $5k maybe. Bumper and oil cooler.

jmg · 11-09-2018, 11:35 PM

Here I am worried about my car and people's homes are burning nearby.

Arcades · 11-10-2018, 12:06 AM

Quote:

Originally Posted by jmg

Here I am worried about my car and people's homes are burning nearby.

ouch.

I hope they fix the car very well! Is it in OC at C&C? :P

I know the pain of rock damage. When I had my M4, had a a rock the size of a golf ball impact my car's A-pillar. Obviously not as bad as the damage you received but, definitely not a good day.

RobbyMack · 11-11-2018, 08:54 AM

With a rock that size you're lucky it didn't go through something worse like the windshield. Sorry to hear about the car OP, but as you say some folks in CA are a bit worse off this week so keep it in perspective.

nicknaz · 11-11-2018, 09:32 AM

Quote:

Originally Posted by jmg

Post updated. $28k in damages.

Hey man, I'm glad to hear it in the process of getting sorted out and it's a comp claim with $500 deductible. Not bad at all, all things considered.

Nice save on turning the engine off in time. Crazy how things just sort of add up.

hope you get it to the track soon after all this

jmg · 11-11-2018, 09:35 AM

Quote:

Originally Posted by nicknaz

Quote:

Originally Posted by jmg

Post updated. $28k in damages.

Hey man, I'm glad to hear it in the process of getting sorted out and it's a comp claim with $500 deductible. Not bad at all, all things considered.

Nice save on turning the engine off in time. Crazy how things just sort of add up.

Have you considered HPDE insurance after this?

Yeah I'm counting my blessings. While it didn't happen on the track this time, this goes to show how easily things can go very wrong. What carrier do you recommend? Looks like it's around $350 with a 10% deductible. That's pretty steep.

CachacoF80 · 11-11-2018, 01:42 PM

Quote:

Originally Posted by pheerIx

Quote:

Originally Posted by CachacoF80

Quote:

Originally Posted by jacobe92

WTH!!! I'm getting a Turner Skid Plate.

OP do you think a skid plate would have "saved you"? I'm considering buying one but not sure yet. I want to understand real life situations.

Thanks and best of luck.

Maybe saved the oil cooler but a football sized rock would have still done the rest of that damage.

Thanks. Appreciate the input. I guess oil cooler itself is worth the expense.

jmg · 11-30-2018, 02:31 PM

11/30 UPDATE

More damage pics added to first post.

damageprone · 11-30-2018, 03:43 PM

Quote:

Originally Posted by jmg

11/30 UPDATE

More damage pics added to first post.

That definitely doesn't look like $28k in damage, I'm sure the exhaust would have been fine. Where did you take it to to get fixed, the dealer?

HomoPirate · 11-30-2018, 03:54 PM

The MPE is slightly damage but insurance will replace anything that is damaged.

You can definitely make money out of it.

11-09-2018, 04:21 PM	#45
BzsBimmer Major General 3274 Rep 6,723 Posts Drives: '23 G80 FO M3, M3 & MY Tezzy's Join Date: Mar 2006 Location: Nor. Cal iTrader: (32)	Wow. I’m questioning some of the parts but hey, that’s the insurance company needing to sort that out I guess. Hope she comes out of surgery ok
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11-09-2018, 04:33 PM	#46
TJ_18 Enlisted Member 16 Rep 33 Posts Drives: 2018 AW M3 Join Date: Mar 2018 Location: San Gabriel,CA iTrader: (0)	That's a huge bill. I'm worried about mine now. Do you mind posting what else were damaged? Nevermind just saw your original post. Thanks!!
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11-09-2018, 05:05 PM	#47
damageprone Major 581 Rep 1,055 Posts Drives: Tesla Join Date: Mar 2017 Location: Casino iTrader: (1)	Holy...yeah..I don't think the Turner skid plate would have prevented all of that damage.
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11-09-2018, 05:54 PM	#51
jacobe92 Major 619 Rep 1,239 Posts Drives: 2016 Hell Rot F80 M3 Join Date: Aug 2010 Location: California iTrader: (6)	28k Damage WTH!!! I'm getting a Turner Skid Plate. __________________ 2016 Hellrot F80 M3\|JRZ RS Pro with Swift Springs 550/750 spring rates l AP Radical 5000R 9668/9449 lSpiegler SS LinesI DS1.11I Eisenmann DP\|MPE Catback\|18" Forgeline GS1R 18x10 et 22 and 18x11 et 44 NT01 275/35/18 and 305/35/18\| Forgeline GTD1 18x10et43 SquarelM Performance Lip/Splitter\|IND aesthetic mods\|Dinan Toe Link\|Fall Line mono ball conversion kit and upper link kit\| Aim Solo 2DL Smarty Cam\|Simpson Hybrid\|Stilo Offshore helmet.
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11-09-2018, 07:00 PM	#53
MrSmartyPants Lieutenant 360 Rep 500 Posts Drives: F80 M3 - 6MT_MW on SO Join Date: Dec 2016 Location: CT iTrader: (1)	All this thread makes me think of is...we know a thing or 2 because we've seen a thing or 2....
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11-09-2018, 08:51 PM	#56
HomoPirate First Lieutenant 84 Rep 331 Posts Drives: Always BMW Join Date: Jun 2016 Location: San Diego iTrader: (3)	That hurts but good to know that you got covered. I did not expect that much damages from your initial post lol __________________ Past: E82 135i Crimson Red \| MPE \| MHD Stage1+ \| Dinan Camber Plate \| LCI Blackline \| Bavsound stage 1 \| KW Coilover V2 \| Past: E93 M3 Vert Alpine White \| Remus Sport Exhaust \| Past: F82 Yas Marina Blue Civic M4\| MPE V2 \| DP \| BM3 \| Apex FL-5 \| MP Part(s) \| Current: F87 M2 Competition Long Beach Blue \| Completely Stock \|
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11-09-2018, 11:35 PM	#58
jmg Lieutenant General 18705 Rep 14,115 Posts Drives: G82 M4C X-Drive Join Date: Mar 2013 Location: Orange County, CA iTrader: (1) Garage List 2022 G82 M4C X-Drive [9.85] 2018 F80 M3 CS [9.87] 2019 i3 BEV [0.00]	Here I am worried about my car and people's homes are burning nearby. __________________ 2022 G82///M4 Competition X-Drive - KW-HAS, EBC Bluestuff, Millway Race Camber Plates, Cup2 Connect, PSI High Flow Midpipe, Lightweight Front Lip, M Perf Flow Through Wing Previous • 2018 F80 ///M3 CS • 2016 F80 ///*M3 IG: Raging_G82
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11-11-2018, 08:54 AM	#60
RobbyMack Captain 739 Rep 696 Posts Drives: '16 F80 Sakhir Join Date: May 2014 Location: The Left Coast iTrader: (0)	With a rock that size you're lucky it didn't go through something worse like the windshield. Sorry to hear about the car OP, but as you say some folks in CA are a bit worse off this week so keep it in perspective.
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11-30-2018, 02:31 PM	#64
jmg Lieutenant General 18705 Rep 14,115 Posts Drives: G82 M4C X-Drive Join Date: Mar 2013 Location: Orange County, CA iTrader: (1) Garage List 2022 G82 M4C X-Drive [9.85] 2018 F80 M3 CS [9.87] 2019 i3 BEV [0.00]	11/30 UPDATE More damage pics added to first post. __________________ 2022 G82///M4 Competition X-Drive - KW-HAS, EBC Bluestuff, Millway Race Camber Plates, Cup2 Connect, PSI High Flow Midpipe, Lightweight Front Lip, M Perf Flow Through Wing Previous • 2018 F80 ///M3 CS • 2016 F80 ///*M3 IG: Raging_G82
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11-30-2018, 03:54 PM	#66
HomoPirate First Lieutenant 84 Rep 331 Posts Drives: Always BMW Join Date: Jun 2016 Location: San Diego iTrader: (3)	The MPE is slightly damage but insurance will replace anything that is damaged. You can definitely make money out of it. __________________ Past: E82 135i Crimson Red \| MPE \| MHD Stage1+ \| Dinan Camber Plate \| LCI Blackline \| Bavsound stage 1 \| KW Coilover V2 \| Past: E93 M3 Vert Alpine White \| Remus Sport Exhaust \| Past: F82 Yas Marina Blue Civic M4\| MPE V2 \| DP \| BM3 \| Apex FL-5 \| MP Part(s) \| Current: F87 M2 Competition Long Beach Blue \| Completely Stock \|
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