03-01-2014, 10:58 AM | #23 | |
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Isn't there also a time limit on how long ago you had to own the BMW? |
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03-01-2014, 10:59 AM | #24 | |
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Never mind, I see what you are saying...so since you are only paying the tax on the MSRP-Residual, then you would be taxed on the residual amount if you were to purchase the car after the lease.
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03-01-2014, 11:00 AM | #25 |
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Yes, I think 30 days or 60 days ago you should have owned a BMW for at least 1 year. But I dont believe there will be any incentives on the M3. The loyalty incentive hasnt happened for a while for any BMWs anyways. The summer months also are the worst in terms of incentives because thats when the model year starts production.
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03-01-2014, 11:01 AM | #26 | |
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03-01-2014, 11:15 AM | #27 |
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I'm not complaining about getting the rates so soon, but what's point if those of us on the east coast can only lock up to 60 days from the end of March's program (so May 31st). Customer cars aren't due until the end of June
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03-01-2014, 11:22 AM | #28 |
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Damn this is pricey. In January 2012 I was able to get my buddy a 335is lease with $59000 MSRP for $5K down and $550/month including taxes. $1000-1200/month is nuts id prefer to just buy the car outright from the beginning maybe even do a long term finance since M3's always have amazing retention value. 2008 E90 M3's are still commonly sold for high 30's. That car's starting price new back then was $51,900, fully loaded about $63,000. 50-60% of original msrp 7 years later is awesome.
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03-01-2014, 11:33 AM | #29 |
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Way better than the e9x when it first came out. They were $1000-$1200 to lease and $5k-$10k cheaper!
Figure at $900-$1200 depending on options, you are $150 from a good deal, which will come once the residuals go up a bit (they will, a lease terminating in spring when new models are coming out is likely to have it's lowest value, vs those that terminate in late summer, when the factory shuts down and supply dwindles) and discounts start flowing. Figure I was into my e9x lease for $700-$890, and the f80/f82 are slightly more expensive. I am guessing we will be in the $800-$950 range soon, with euro delivery not out of allocation on the low end (1.5-2 years in) and fully loaded cars at the high end. |
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03-01-2014, 11:33 AM | #30 | |
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If I recall, the last generation was the same. NJ and several other states do offer balloon retails. Sometimes this helps lower the monthly note.
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03-01-2014, 12:30 PM | #34 | |
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03-01-2014, 12:36 PM | #35 | ||
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1) Lease if you know the mileage and you will sell the car at the end and do not want to deal with the hassle of selling the car on your own. 2) Finance if you want to save some $ and/or may keep the car longer and do not mind selling it on your own. |
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03-01-2014, 12:42 PM | #36 | |
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....Lease if you just like to change cars every few years. Sometimes it's really just that simple. |
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03-01-2014, 12:43 PM | #37 |
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Any idea about BMW Select? Looking on putting down $15-$20k
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03-01-2014, 12:44 PM | #38 | |
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Everyone has priorities and their own optics requirements.
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03-01-2014, 12:45 PM | #39 | |
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03-01-2014, 12:46 PM | #40 |
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These lease rates make me consider dropping some options like LEDs then buying out at lease end then selling the car and do ED again on an LCI model with Frozen color and more options
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03-01-2014, 12:50 PM | #41 |
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Horsefeathers. The issue with leasing is that since so many variables go into the calculation, most buyers can't negotiate from an informed position, get taken somewhere, and end up paying more than they should on a lease.
BMW is actively using its lease program to capture market share, mainly by manipulating MSRP and residual to make lease payments lower than maybe they should be. On the one hand, I say that leasing and financing are two different financial tools, one not being any better or worse than the other, all depending on the individual deal. On the other hand, I'd say that at the moment BMW is doing things that usually make it advantageous to lease. Mercedes also. In any comparative analysis, you have to assume that you keep the car equivalent lengths of time whether you buy or lease. Buying a CPO car and holding it for 8-10 years is almost always going to be the most economical option.
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03-01-2014, 01:00 PM | #43 |
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You guys down South are so lucky. I'm from Toronto Canada, and with our 13% tax and everything else, this is more like around $1500/month.
Times like this I bloody hate living here
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