Insurance Rates

[kdphan]

Originally Posted by ssabripo

I just recieved my renewal from Liberty Mutual, and I'm glad I read thru this thread:

for a 14' X5 and a '15 M3, they wanted me to pay $4k/yr !!!!!

FUUUUUUCCCCKKKKK THAT!!

been calling for 2 days and got quotes from Geico, nationwide, State Farm, allstate, and couple of others.

Long story short, after reading reviews and customer service feedback from all of the above, I decided to go with Allstate:

43 yrs old (wife is 42)
Clean record
33322 Zip Code
14' X5, 15 M3
$1399/6 mo for both

Not the greatest, but a good $1200 savings over what I would've been paying with Liberty Mutual, which I have been with for 10 years.

wow that's higher than what I have for 3 cars thru Geico

32 (wife 32): clean driving records
next to Oakland
'07 M coupe, '14 GS350 F sport, '15 M3
$1080/6mo total
$500 deductible for all cars

[ssabripo]

Originally Posted by kdphan

wow that's higher than what I have for 3 cars thru Geico

32 (wife 32): clean driving records
next to Oakland
'07 M coupe, '14 GS350 F sport, '15 M3
$1080/6mo total
$500 deductible for all cars

that's south florida for you

[kdphan]

Originally Posted by ssabripo

that's south florida for you

my area is considered high risk zone

well actually next to high risk zone. Many carjackings and breakins as of late.

I guess it helps that they know I park in a secured garage.

[jjp1008]

I'm in Orlando, which is pretty notorious for high rates thanks to the tourist/international traffic. My 6mo premium through Geico is $619.45 breaks down to about $104/mo.
33/M No accidents, no speeding tickets...(several warnings though )

[wazzza]

30/m, very clean driving history.
Geico - 586/6 month. 250 deductible. ~100K in coverage. Others pretty standard state requirement. Seattle area.

[psedog]

Mine is going up $200 as well. I'm going from a '15 Mazda 3 & '06 G35 Sedan to '15 Mazda 3 and '16 M3. After writing that I almost wrote M3 twice, lol.

[JKAlltheWay]

Just tried Wawanesa for CA residents. $80 per month or $967 for the entire year. Clean record helps for sure but I've also maxed out all the uninsured motorist items.

I'd recommend that for anyone in CA for sure. Mine is a 2015 M4.

[supremesquid]

I'm actually switching from State Farm to Wawanesa and saving about 200 a year. My rate actually went down, clean driving record and I'm 25/M

[sA x sKy]

21 y/o, clean record, Liberty Mutual = $233/month.

[Robotechnology]

Originally Posted by sA x sKy

21 y/o, clean record, Liberty Mutual = $233/month.

That is actually really inexpensive for 21 years old on an M!

[dport]

My insurance was 700 every 6 months with geico; 500 deductible and good driver.

I spin my M3 like a fool and jump a curb....$25,000 later my insurance is 1200 every 6 months, raised deductible to 1500. That's a fair price to pay for stupidity.

[moveswiftly]

250/ Month - 23 years old. Had lots of tickets from when I lived in VA and a few claims from when I was younger that I'm still working off. Hopefully rates will continue to go down.

[V3rbatim]

I just switched ti geico and saved a bunch of money. Went from paying $268 a month for 2 cars to $150 a month for 2 cars! Weeeeee!!

[emfo]

I'm Jelly of you guys.. my policy is $1500/6mo and I have numerous bundle discounts, no tickets/accidents. How do you LA guys do it?

Asked Wawanesa for a quote and they said $1600/6mo! Granted my coverages are high but cmon.

[PodDoc]

Chicago area, state farm, going from '13 335 to '16 M3 increase of $320/yr.

[hawkerdriver]

$745 per 6 months with Geico
Bay Area
Coverage 500/500
Deductible $500
No tickets in the past 3 years....

It went up $136 per 6 months from a 435

[04cobra]

Just switched to farmers. 2 houses 3 cars 33yrs old, under $400 a month. I have a clean driving record. 1k deductible on cars, 2k houses, full coverage on all, or at least the maximum that farmers will write.

[Padfan9]

I am paying $160 a month but my deductible is $100 no matter what, $0 for comprehensive and glass is free.

[///F80M3]

Geico
Navigator/Q50/M3
$5,300 6 Months

[Damasconian]

38, M, No marks on driving record. $1260/year. Covers me and my wife. I live in Houston, Texas.

[Bmwguy11]

We have west bend mutual and when I called to get the cost of insurance change from selling our 2013 X3 to buying a 2016 M3 I got the shock of my life. They are trying to tell me our premium will go from $996 a year for the X3 to $2196 for the M3. I had them verify 3 times that this price is JUST for the M3, selling the X3.

So yea, we'll be changing auto insurance carriers for sure. I've gotten quotes from several others, with Geico being the lowest so far ($924) and american family being the highest ($1320).

I have no idea wtf west bend mutual is thinking with a rate like that. They are so way far above any other company by a LONG shot.

[dividedby0]

Geico for 97 per month in New Mexico. 31 with no accidents, no tickets in years. Thanks to living in NYC.

500000 bodily injury etc, 10000 medical, everything maxed out with 250 dollar deductibles for Comprehensive and Collision