12-02-2021, 11:38 AM | #1 |
Private
43
Rep 54
Posts |
Insurance price for a 18 year old with a f82
I was asked this question a lot in my previous thread. I am a fairly new driver, 18 years old and I was given the wonderful opportunity to get my hands on a 2018 F82. Many of you were wondering the price so here it is.
$1,228 for a 6 month term. Honestly it wasn't as bad as I thought it would be. |
12-02-2021, 11:47 AM | #4 |
Captain
1122
Rep 845
Posts |
I got mine at 23-24 and only with a regular road licence not full.
I paid around 3850 full year. Insurance is weird, you would expect it to be more but it's done based on crash rates of that type in local regions and payouts. Most M car owners are a little bit older and a bit more responsible so they help bring your rate down. After 25 it comes done about 25% in canada and then as you keep going it gets better. You got a good rate, keep your record clean and don't get cocky. These cars are generally forgiving as long as you are. |
Appreciate
0
|
12-02-2021, 11:59 AM | #5 | |
Private
43
Rep 54
Posts |
Quote:
|
|
Appreciate
0
|
12-02-2021, 08:20 PM | #6 |
Second Lieutenant
415
Rep 216
Posts
Drives: 2017 M3
Join Date: Apr 2018
Location: Connecticut
|
I got mine at 24. For the year it's $1,876 or around $157 a month
|
Appreciate
0
|
12-02-2021, 09:00 PM | #7 |
Private First Class
134
Rep 186
Posts |
I'm pretty sure my '17 F80 zcp is $87 monthly or $1044 per year with multi-car discount. Guess getting old and living in the Midwest has a few benefits!
|
12-03-2021, 04:23 AM | #9 |
First Lieutenant
179
Rep 331
Posts |
That seems to be about right for a performance car at your age. When I was 19, I was paying about $1300/6 months for my E46 M3.
__________________
2017 F80 M3 - Mineral White/Amaro Brown
2003 E46 M3 - Jet Black/Cinnamon |
Appreciate
0
|
12-03-2021, 09:15 AM | #10 | |
Captain
500
Rep 712
Posts |
Quote:
__________________
18 SMB M3CS - MPE/BM3/BMC Filters/Eibach V1's 481.1hp/505.5tq
|
|
Appreciate
0
|
12-03-2021, 02:06 PM | #12 |
Lieutenant General
18708
Rep 14,115
Posts
Drives: G82 M4C X-Drive
Join Date: Mar 2013
Location: Orange County, CA
|
THat's not too bad given your age... then again, not many 18 year olds drive these cars and most of us are older and have more sense than to drive like maniacs (or at lease are better at not getting caught), so that brings the statistics down.
__________________
2022 G82///M4 Competition X-Drive - KW-HAS, EBC Bluestuff, Millway Race Camber Plates, Cup2 Connect*, PSI High Flow Midpipe, Lightweight Front Lip, M Perf Flow Through Wing Previous • 2018 F80 ///M3 CS • 2016 F80 ///M3 IG: Raging_G82 |
Appreciate
0
|
12-03-2021, 04:14 PM | #14 | |
Private
43
Rep 54
Posts |
Quote:
|
|
Appreciate
0
|
12-08-2021, 06:13 PM | #15 |
Captain
956
Rep 624
Posts |
Mine was $1400ish for 6 months through progressive as a 24 year old with a couple tickets and a wreck on my record
I turned 26, my tickets and wrecks fell off the record, and my current rate is $860 for 6 months |
Appreciate
0
|
12-08-2021, 07:32 PM | #16 | |
Second Lieutenant
303
Rep 279
Posts |
Quote:
|
|
Appreciate
0
|
12-09-2021, 03:59 PM | #17 |
First Lieutenant
311
Rep 333
Posts |
Having an M4 at 18 years old, i'd have definitely gotten in trouble lol.
I'm 33 now, but when I was 18 (back in 2006), I was able to purchase myself a 1998 Civic EX with a whopping 120hp... still managed to get speeding tickets. Just be safe and smart out there. It's a hell of a car for such a young age. |
Appreciate
1
jmg18708.00 |
12-09-2021, 05:52 PM | #18 |
Brigadier General
3989
Rep 3,409
Posts |
OP - Get into your local track scene and sign up for instruction. Driving on track will suppress any desire to drive like an ass on the road, namely because it's boring.
__________________
Not a Doctor, those are just my initials.
|
Appreciate
1
jmg18708.00 |
12-09-2021, 08:02 PM | #19 |
New Member
8
Rep 16
Posts
Drives: 06 Cayman S, 15 F-TypeR, 18 M4
Join Date: May 2014
Location: Ft. Lauderdale, Florida
|
|
Appreciate
0
|
12-09-2021, 11:18 PM | #20 |
Private
43
Rep 54
Posts |
Yep exactly what im doing! I have a European teacher who I had back when I was learning my normal driving and techniques. In the last class, I had with him which happened to be my license test, I tell him if I get into this college and a nice scholarship ill be getting my hands on a 2018 f82. He handed me his business car for track racing so yeah. its hype!
|
Appreciate
0
|
12-17-2021, 06:59 AM | #21 |
Private
25
Rep 85
Posts |
It's actually kind of interesting how inexpensive insurance for M4 is. For reference, a 2018 A5 Coupe 6sp costs $100 (CAD) more per year than a 2016 M4 6sp, and a 2016 S5 6sp costs $200 more per year. I guess maybe claims are less on the M4 or more mature drivers purchase the car?
|
Appreciate
0
|
12-17-2021, 09:52 AM | #22 | |
Lieutenant General
18708
Rep 14,115
Posts
Drives: G82 M4C X-Drive
Join Date: Mar 2013
Location: Orange County, CA
|
Quote:
__________________
2022 G82///M4 Competition X-Drive - KW-HAS, EBC Bluestuff, Millway Race Camber Plates, Cup2 Connect*, PSI High Flow Midpipe, Lightweight Front Lip, M Perf Flow Through Wing Previous • 2018 F80 ///M3 CS • 2016 F80 ///M3 IG: Raging_G82 |
|
Appreciate
0
|
Post Reply |
Bookmarks |
|
|