F8X Phoning home on driving habits?

Silverdogz · 03-11-2024, 05:31 PM

Hello all,

Today the NYT had an article about how automakers are selling your driving habits to insurance companies. Now I've ordered my report from LexisNexis and will update once I get it. However, does anyone know if BMW is reporting this data to LexisNexis?

https://www.nytimes.com/2024/03/11/t...insurance.html

Quote:

So Mr. Dahl, 65, was surprised in 2022 when the cost of his car insurance jumped by 21 percent. Quotes from other insurance companies were also high. One insurance agent told him his LexisNexis report was a factor.

LexisNexis is a New York-based global data broker with a “Risk Solutions” division that caters to the auto insurance industry and has traditionally kept tabs on car accidents and tickets. Upon Mr. Dahl’s request, LexisNexis sent him a 258-page “consumer disclosure report,” which it must provide per the Fair Credit Reporting Act.

What it contained stunned him: more than 130 pages detailing each time he or his wife had driven the Bolt over the previous six months. It included the dates of 640 trips, their start and end times, the distance driven and an accounting of any speeding, hard braking or sharp accelerations. The only thing it didn’t have is where they had driven the car.

N1rve · 03-11-2024, 06:11 PM

Quote:

Originally Posted by Silverdogz

Hello all,

Today the NYT had an article about how automakers are selling your driving habits to insurance companies. Now I've ordered my report from LexisNexis and will update once I get it. However, does anyone know if BMW is reporting this data to LexisNexis?

https://www.nytimes.com/2024/03/11/t...insurance.html

Probably. Safe to assume any car with an internet connection could have this data sent.

Blocke · 03-11-2024, 07:42 PM

Makes me thankful my car was part of the 3g sunset. No spying on me.

Matt214 · 04-11-2024, 08:45 AM

So has anyone determined if BMW is selling this information to insurance companies? Anyone pulled their LexisNexis report yet?

bagekko · 04-11-2024, 09:34 AM

As far as I have found or know, they do not provide data to lexis, insurance, or any of the other things in the news. But what/if they are storing and keeping similar data internally.

Quote:

Originally Posted by Matt214

So has anyone determined if BMW is selling this information to insurance companies? Anyone pulled their LexisNexis report yet?

03-11-2024, 07:42 PM	#3
Blocke First Lieutenant 317 Rep 352 Posts Drives: 2015 AY M3 Join Date: Jan 2018 Location: Temecula, Ca iTrader: (0)	Makes me thankful my car was part of the 3g sunset. No spying on me.
	Appreciate 3 RoundelM31836.50 bholler5341.00 agentrnge382.00 Quote

04-11-2024, 08:45 AM	#4
Matt214 Private 35 Rep 63 Posts Drives: 2106 BMW M3 (F80) MT Join Date: Mar 2014 Location: Dallas, TX iTrader: (0)	So has anyone determined if BMW is selling this information to insurance companies? Anyone pulled their LexisNexis report yet? __________________ 2016 F80 M3 6MT // Tanzanite Blue / Black Extended Merino Leather / Executive Package / Lighting Package / Harmon Kardon / Adaptive M Suspension / 19" Double Spoke Wheels Mods // JB4-Stage 2/BMS CAI & Chargepipes / Turner Motorsports Intercooler & CSF Heat Exchanger / Turner Shifter, Transmission & Thrust Arm Bushings / NGK Laser Iridium 2 steps colder plugs
	Appreciate 0 Quote