Tire Insurance How Much $$$$$$$$$

anderson007 · 01-21-2008, 01:16 PM

Just wanted to get an idea of how much I would pay for tire insurance plan on a 335Ci for 3 years of coverage.

Thx

triton. · 01-21-2008, 01:53 PM

I paid $499 for 5 years, no deduct, follows the Car not the TIRES. Used it twice already.

shahils12 · 01-21-2008, 02:05 PM

did it cover bent rims from hitting potholes??? just curious...

I never understood why people bought tire / wheel insurance...

please enlighten me...

dallasaggie2006 · 01-21-2008, 02:17 PM

i got it and it cost me about 500. Forget now what all it covers (at work so cant check) but I think it covers potholes on the basis that one of my co-workers got his tires replaced after hitting one going 45mph. It will not cover hitting curbs and things of that nature (they obviously wont cover for bad driving). I would say its one of the few options that is worth it and I have used mine once so far in 4 months (huge nail).

TofuTurkey · 01-21-2008, 02:33 PM

Quote:

Originally Posted by anderson007

Just wanted to get an idea of how much I would pay for tire insurance plan on a 335Ci for 3 years of coverage.

Thx

I went for the Auto Advantage Tire & Wheel Protection from Paragon Motor Club, I paid $27.95 a year. I think the cost is significantly less than the wheel and tire package offered by BMW because the percentage of cars having RFT covered by Paragon is much less than that of BMW (anyone with any kind of car can join Paragon).

I just confirmed with Paragon today that RFT are indeed covered, as well as tire sizes that aren't exactly the same as that recommended in the manual (I'm thinking of doing 245/35/19). I don't have any experience making a claim with them though (touch wood)...

sd 351i · 01-21-2008, 02:34 PM

Quote:

Originally Posted by shahils12

did it cover bent rims from hitting potholes??? just curious...

I never understood why people bought tire / wheel insurance...

please enlighten me...

i am pretty the one that bmw sells (that i also own) only covers tires...not rims.

01-21-2008, 02:35 PM

550$ - 5 year... 2K miles almost and haven't used it once YET

anderson007 · 01-21-2008, 03:25 PM

The program I am thinking of has a $600 cap per tire and up to $1200 for each Wheel. Unlimited claims and will payout so long as the tire has 1/16th of tread. Covers if a tire is not repairable due to puncture, bruise, impact, break or other road hazards.

anderson007 · 01-21-2008, 03:27 PM

covers the wheel if it is damaged and cannot maintain a air tight seal, not for cosmetic damage.

dmboone25 · 01-21-2008, 05:17 PM

Quote:

Originally Posted by anderson007

covers the wheel if it is damaged and cannot maintain a air tight seal, not for cosmetic damage.

+1

They told me the same thing at my dealer--if the tire is losing air, then the rim is replaced or fixed. Cosmetic only--no dice. So then you just go out and hit the same curb a little harder....

Majikthese42 · 01-21-2008, 05:41 PM

Quote:

Originally Posted by dmboone25

+1

They told me the same thing at my dealer--if the tire is losing air, then the rim is replaced or fixed. Cosmetic only--no dice.

So if the wheel is an ellipsoid, and still can't be balanced with 2 kg of weights, they won't replace it unless it's leaking?

(Good luck trying to bend the wheel more without bending the suspension components!)

John 070 · 01-21-2008, 06:13 PM

Paid $390 for 5 years, wheel and tire protection. Never used it in over 14 mos. These packages like everything else, can be negotiated as far as price goes. I should have offered the finance manager $99 for it, he may or may not have taken it. If he didn't take it, I would have ended up saving $390. I did the same with the "protection package" (dings) where he wanted $799 and I offered $499. I got burned because he accepted the $499. I used the PDR once, and it's very unlikely I'll need it 4 more times to break even. Heaven help anybody who bought it for $799.

AZ-BMW · 01-21-2008, 06:48 PM

Quote:

Originally Posted by TofuTurkey

I went for the Auto Advantage Tire & Wheel Protection from Paragon Motor Club, I paid $27.95 a year. I think the cost is significantly less than the wheel and tire package offered by BMW because the percentage of cars having RFT covered by Paragon is much less than that of BMW (anyone with any kind of car can join Paragon).

I just confirmed with Paragon today that RFT are indeed covered, as well as tire sizes that aren't exactly the same as that recommended in the manual (I'm thinking of doing 245/35/19). I don't have any experience making a claim with them though (touch wood)...

Thats who I have; paid $27.95. Just received a check for $292 for a "brusied" RFT that I replaced with non-RFT tires. Can't beat that ROI

MorpheIS · 01-21-2008, 07:16 PM

$599, 5 years, no deductible, covers up to $6k in damage per year to tires OR rims. This was sold through my dealership.

I've had the car for 4 weeks and have already used it once. I expect to use it again as potholes in and around the NYC area are really bad.

baggerben · 01-21-2008, 08:07 PM

at volvo(i know not a bwm) they cover the rim or tire. same way has to be leaking/cracked wheel to get it covered. if the wheel is even a litle bent when we call it in for the auth. we tell them the wheel is cracked and there is a hole in the tires sidewall. no questions asked- its covered. we have a few customers who have more then 10 tires covered.
when i ever get my 335 i'm getting it. and guess what.... when the tires are kinda low on tread i'm going to get a couple of nails in the tires. maybe not all at once.......

e90fanatic · 01-21-2008, 08:13 PM

dude...listen to me

Buy it from TwinKidneyGrill.com from Rodney. He's a sponsor for Bimmerfest and there's a discount code ("fest") on all items. I bought my tire insurance and extended maintenance plan from him. No tax unless you're around there. I highly recommend Rodney for his service and speed.

I just got a screw in my tire and it totally paid off. The tire insurance cost $520 with the discount code. It offers 5 years no-limit/no-deductible tire/wheel insurance and it covers every wheel (even aftermarket). $520 is definitely worth it. Just my rear tire cost $440 to replace. And that's one tire ONLY!

Any car qualifies for this coverage I think.

shahils12 · 01-22-2008, 10:39 AM

so if the rim is bent, and it causes the car to rattle / or if the steering wheel is shaking, it's not covered...

but if the tire cannot hold air, it's covered?

that's ridiculous.... because if the rim is bent, the whole wheel shakes, your car is pulling right or left hard, and your steering wheel will shake too...

almost seems as if they should cover this!!!!

anderson007 · 01-22-2008, 11:10 AM

I just checked the flyer and the wheel will also be replaced if it cannot be balanced

Boben5 · 01-22-2008, 11:35 AM

waste of money, another way the dealer gets more money up front

John 070 · 01-22-2008, 11:43 AM

Quote:

Originally Posted by benbo5

waste of money, another way the dealer gets more money up front

That's the theoretical way or clinical way of looking at it, factual. How people are replacing multiple tires all the time under the protection is something I don't understand, but they are surely getting their money's worth. It's like going to a buffet that costs $50 (like that Fogo place) and saying dude, I ate 7 plates last time I was there, definitely worth it. Under those extremes, yes. But the avg. person fills up on salad and barely eats one more plate...add the $3 6 oz. sodas and it's $70 per person, a rip-off, just like protection packages.

PoweredByRICE · 01-22-2008, 11:46 AM

I got approved under BMW elite status and all that stuff added like $122 a month to my payment: GAP insurance, extended warranty, and tire/wheel insurance.

Tire/Wheel insurance for me was $11/month x 60 months which equates out to $660 total

I didn't bother with it, because I'm sure there is some "exceptions" on why it wouldn't get replaced if I fukt it up

e90fanatic · 01-22-2008, 12:55 PM

what's GAP insurance?

01-21-2008, 01:16 PM	#1
anderson007 Private 0 Rep 84 Posts Drives: 330cic Join Date: May 2007 Location: ct iTrader: (0)	Tire Insurance How Much $$$$$$$$$ Just wanted to get an idea of how much I would pay for tire insurance plan on a 335Ci for 3 years of coverage. Thx
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01-21-2008, 01:53 PM	#2
triton. Captain 63 Rep 805 Posts Drives: 2009 Honda Fit Join Date: Sep 2005 Location: Wilmington, DE iTrader: (7) Garage List 2009 FIT [2.00]	I paid $499 for 5 years, no deduct, follows the Car not the TIRES. Used it twice already. __________________ 2009 GE8 Fit SPORT AT Navi - Blue Sensation Pearl My E90 OEM Front/Side Bumpers for Sale -Here
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01-21-2008, 02:05 PM	#3
shahils12 BALLER 19 Rep 626 Posts Drives: 2K8 E93, 2K8 E60. N54s Join Date: Dec 2007 Location: ATX iTrader: (0)	did it cover bent rims from hitting potholes??? just curious... I never understood why people bought tire / wheel insurance... please enlighten me...
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01-21-2008, 02:17 PM	#4
dallasaggie2006 New Member 0 Rep 24 Posts Drives: 2006 BMW 325i Join Date: Jan 2008 Location: Dallas, Tx iTrader: (0)	i got it and it cost me about 500. Forget now what all it covers (at work so cant check) but I think it covers potholes on the basis that one of my co-workers got his tires replaced after hitting one going 45mph. It will not cover hitting curbs and things of that nature (they obviously wont cover for bad driving). I would say its one of the few options that is worth it and I have used mine once so far in 4 months (huge nail).
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01-21-2008, 02:35 PM	#7
amazzzin Guest 0 Rep n/a Posts Drives:	550$ - 5 year... 2K miles almost and haven't used it once YET
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01-21-2008, 03:25 PM	#8
anderson007 Private 0 Rep 84 Posts Drives: 330cic Join Date: May 2007 Location: ct iTrader: (0)	The program I am thinking of has a $600 cap per tire and up to $1200 for each Wheel. Unlimited claims and will payout so long as the tire has 1/16th of tread. Covers if a tire is not repairable due to puncture, bruise, impact, break or other road hazards.
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01-21-2008, 03:27 PM	#9
anderson007 Private 0 Rep 84 Posts Drives: 330cic Join Date: May 2007 Location: ct iTrader: (0)	covers the wheel if it is damaged and cannot maintain a air tight seal, not for cosmetic damage.
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01-21-2008, 06:13 PM	#12
John 070 Lieutenant General 1705 Rep 14,829 Posts Drives: 335i cpe Join Date: Oct 2006 Location: ZSP/ZPP/ZCW iTrader: (0)	Paid $390 for 5 years, wheel and tire protection. Never used it in over 14 mos. These packages like everything else, can be negotiated as far as price goes. I should have offered the finance manager $99 for it, he may or may not have taken it. If he didn't take it, I would have ended up saving $390. I did the same with the "protection package" (dings) where he wanted $799 and I offered $499. I got burned because he accepted the $499. I used the PDR once, and it's very unlikely I'll need it 4 more times to break even. Heaven help anybody who bought it for $799.
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01-21-2008, 07:16 PM	#14
MorpheIS Second Lieutenant 5 Rep 250 Posts Drives: 335i 6MT, Sport, Prem Join Date: Nov 2007 Location: New York, NY iTrader: (0)	$599, 5 years, no deductible, covers up to $6k in damage per year to tires OR rims. This was sold through my dealership. I've had the car for 4 weeks and have already used it once. I expect to use it again as potholes in and around the NYC area are really bad. __________________ 2008 335i Coupe, 6MT, Monaco Blue, Saddle, Sport, Premium, Comf Access, Nav, iPod, CDV Swap
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01-21-2008, 08:07 PM	#15
baggerben Private First Class 2 Rep 141 Posts Drives: volvo s70 t5,for now.335i soon Join Date: Jul 2007 Location: north eastern usa iTrader: (0)	at volvo(i know not a bwm) they cover the rim or tire. same way has to be leaking/cracked wheel to get it covered. if the wheel is even a litle bent when we call it in for the auth. we tell them the wheel is cracked and there is a hole in the tires sidewall. no questions asked- its covered. we have a few customers who have more then 10 tires covered. when i ever get my 335 i'm getting it. and guess what.... when the tires are kinda low on tread i'm going to get a couple of nails in the tires. maybe not all at once....... Last edited by baggerben; 01-21-2008 at 08:08 PM.. Reason: cant type
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01-21-2008, 08:13 PM	#16
e90fanatic Absolute0 168 Rep 5,078 Posts Drives: Has a Roundel Join Date: Apr 2005 Location: TO/HK/NJ iTrader: (6)	dude...listen to me Buy it from TwinKidneyGrill.com from Rodney. He's a sponsor for Bimmerfest and there's a discount code ("fest") on all items. I bought my tire insurance and extended maintenance plan from him. No tax unless you're around there. I highly recommend Rodney for his service and speed. I just got a screw in my tire and it totally paid off. The tire insurance cost $520 with the discount code. It offers 5 years no-limit/no-deductible tire/wheel insurance and it covers every wheel (even aftermarket). $520 is definitely worth it. Just my rear tire cost $440 to replace. And that's one tire ONLY! Any car qualifies for this coverage I think. __________________ To procede or not to procede......
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01-22-2008, 10:39 AM	#17
shahils12 BALLER 19 Rep 626 Posts Drives: 2K8 E93, 2K8 E60. N54s Join Date: Dec 2007 Location: ATX iTrader: (0)	so if the rim is bent, and it causes the car to rattle / or if the steering wheel is shaking, it's not covered... but if the tire cannot hold air, it's covered? that's ridiculous.... because if the rim is bent, the whole wheel shakes, your car is pulling right or left hard, and your steering wheel will shake too... almost seems as if they should cover this!!!!
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01-22-2008, 11:10 AM	#18
anderson007 Private 0 Rep 84 Posts Drives: 330cic Join Date: May 2007 Location: ct iTrader: (0)	I just checked the flyer and the wheel will also be replaced if it cannot be balanced
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01-22-2008, 11:35 AM	#19
Boben5 Lieutenant 18 Rep 434 Posts Drives: '08 328 coupe Join Date: Oct 2007 Location: North Carolina iTrader: (0)	waste of money, another way the dealer gets more money up front __________________ '11 328I sedan- Le Mans Blue- MSport '14 428 coupe-Alpine White-MSportelivered
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01-22-2008, 11:46 AM	#21
PoweredByRICE Elitist 4 Rep 114 Posts Drives: 2011 335 Xi Coupe Join Date: Apr 2007 Location: Maine iTrader: (1)	I got approved under BMW elite status and all that stuff added like $122 a month to my payment: GAP insurance, extended warranty, and tire/wheel insurance. Tire/Wheel insurance for me was $11/month x 60 months which equates out to $660 total I didn't bother with it, because I'm sure there is some "exceptions" on why it wouldn't get replaced if I fukt it up
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01-22-2008, 12:55 PM	#22
e90fanatic Absolute0 168 Rep 5,078 Posts Drives: Has a Roundel Join Date: Apr 2005 Location: TO/HK/NJ iTrader: (6)	what's GAP insurance? __________________ To procede or not to procede......
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